How Can We Help You?

If debt has you feeling like you’re treading water,
you’re not alone.

Learn Your Debt Relief Options

PERSONAL LOANS   |   HOME EQUITY LOANS   |   VISA® CREDIT CARDS

Discovery Federal Credit Union offers affordable borrowing options designed to help you regain control, move forward with confidence, and keep your financial goals in sight.

Whether you’re in Berks, Chester, Montgomery, or beyond, we’ll help you find the right fit based on your goals (and your eligibility to join). Plus you will enjoy the following benefits:

Competitive rates from a local credit union
Simple online applications
No hidden fees or surprises
Personalized service from people in your community

Personal Loans: A Lifeline When You’re Feeling Underwater

When bills pile up or life moves fast, a personal loan can be a steady, predictable way to cover expenses, consolidate higher-interest debt,
or fund what’s next, without adding more stress.

Why choose a Discovery FCU personal loan:

Low rates and predictable monthly payments
Loan amounts up to $40,000
Terms up to 60 months
Use for anything you want

Apply Now


Home Equity Loans: Steady Ground and Predictable Payments

Your house has value beyond a place to call home, it can also provide a smart way to access funds when you need them most. A fixed-term Home Equity Loan gives you a lump sum upfront, a set repayment schedule, and stable monthly payments you can plan around.

Home Equity Loan benefits at Discovery FCU:

Fixed rate options for steady monthly payments
Flexible terms and borrowing amounts
No hidden costs or surprises
Great for renovations, large expenses, or consolidating higher-interest debt

Apply Now


Visa® Credit Cards: Keep High Interest From Pulling You Under

High-interest balances can keep you stuck in place. Our Visa® credit cards help you simplify payments, lower costs, and make progress, so you can focus on where you’re headed.

Why members choose Discovery FCU Visa® cards:

Low APR options
No annual fees
No cash advance fees
Ultra low balance transfer rate
Earn CURewards
Visa® Zero Liability Purchase Policy

Transfer your high interest debt to your Discovery Visa and take advantage of a low rate of 2.99% APR* for the first six months on the balance transfer.** (Visa Platinum: 8.99% APR* thereafter; Visa Classic: 12.99% APR* thereafter. A 3.0% balance transfer fee applies.)

View Card Options & Benefits

Not a Member Yet? Come In From the Storm and Join Discovery FCU

Joining Discovery Federal Credit Union is simple and it opens the door to better rates, helpful tools, and real support when you need a financial lifeline. Membership is expanding and our new charter means more people can qualify to join than ever before.

Why people choose Discovery FCU:
  • Local decision-making and service that puts you first
  • Competitive products without big-bank pressure
  • Real guidance from people who want to help
  • Members save $530/year on average just by banking with us

Become a Member Today

Let’s Find the Right Fit for You. Get Back on Course with Confidence.

You deserve borrowing options that feel clear, manageable, and aligned with your goals. Let’s shine a light on the best next step together.

Find the Right Option for You

Apply for a Personal Loan  |  Apply for a Home Equity Loan  |  Apply for a Discovery FCU Visa®

*APR = Annual Percentage Rate. View Account Details Here.

**3% balance transfer fee applies.

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