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Personal Loans

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Personal Loans for Home Projects, Student Loans, Car Purchases, Paying Off High-Debt Credit Cards & More

Whether you’re paying for a wedding, a dream vacation, or covering unexpected medical expenses, Discovery FCU personal loans are available to fit your needs.

  • Plan a new pool, deck, or jacuzzi for outdoor fun. Now’s the time to put your plans together.
  • How about a room addition, new kitchen, or home remodel? You’ll love the extra space and more privacy.
  • Pay off high-rate credit cards and reduce your interest and monthly payments.
  • Use the funds for kids heading back to college or for a major purchase.

 

Personal Loan Benefits
  • Use the funds for anything you want or need
  • Rates as low as 9.74% APR*
  • The maximum loan amount is $40,000
  • Flexible repayment terms up to 60 months
  • Fast and easy application process.

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Upgrade Your Everyday Personal Loan Special

Get the cash you need to make the most of the season with our Upgrade Your Everyday Personal Loan Special! Borrow up to $5,000 at as low as 8.49% APR¹ with a flexible term of up to 18 months—and enjoy no payments for the first 60 days². Whether you’re planning a vacation, tackling a home project, or just want extra room in your budget, this limited-time offer makes it easy to make the most of the season.

This great rate on personal loans is only available for a limited time! Apply today!

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discovery fcu loans

OUR MEMBERS LOVE US!

“I had the best experience opening my account and refinancing my vehicle.”

Bruce T.

Lifestyle Personal Loans

Loans for health-related expenses not covered by insurance, such as cosmetic & dental procedures, vision correction, fertility treatments, and more.

  • Lower rates than our Personal Loan rates
  • Loans up to $15,000 for one or multiple procedures
  • Terms up to 60 months

 

APPLY ONLINE NOW   Book an Appointment

 

Not a Member? You must be eligible for membership in the credit union to process your loan application. You can join the credit union if you: live in parts of Berks, Chester, or Montgomery counties; have a family or household member who’s already a member; work for a participating employer; or receive a complimentary membership to our partner association. Learn More.

 

¹APR= Annual Percentage Yield. The Upgrade Your Everyday Personal Loan Special is only available for a limited time. The rate displayed is the lowest available rate and your rate may be higher. APRs are based on your creditworthiness, term of the loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. A sample $5,000.00 loan payment at 8.49% APR at a 18-month term is $296.82. Loan terms up to 18 months. Rates subject to change at any time.

²Interest will accrue over the 60 day payment deferral. Other conditions may apply.

*APR = Annual Percentage Rate. The rate displayed is the lowest available rate and your rate may be higher. APRs are based on your creditworthiness, term of the loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. A sample $5,000.00 loan payment at 9.74% APR at a 60-month term is $105.60. Loan terms up to 60 months.

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