Home Equity Loans



Fixed-Rate Home Equity Loans

Rates as low as 5.99% APR*
  • Can be used for one or multiple projects or purposes
  • Lump-sum disbursement of funds
  • Up to 20 years to repay the loan

 Call us at 610.372.8010

Home Equity Line of Credit (HELOC)

8.50% APR**
  • Have funds available as you need them
  • Your credit limit is based on the equity you have in your home
  • Your credit line replenishes as you pay down the loan balance

Call us at 610.372.8010

What are you waiting for? It’s Now or Never.

Call us at 610.372.8010.

No Application Fees – savings up to $419.00.

Discovery FCU will pay up to $419.00 in application and processing fees including appraisal, flood determination, property search, mortgage documentation, and recording fees. HELOC and fixed rate Home Equity Loans must have a minimum initial draw of $10,000 at the time of loan opening.

Live Your Dreams with a Home Equity Loan.

Now is the perfect opportunity to take care of all those projects or purchases you’ve been putting on hold. Take your dream vacation, complete home improvements, or consolidate debt with Discovery FCU’s affordable home equity financing. Just think of what you could do if you tapped into your home’s equity.


  • Build a deck, porch, or pool
  • Add a family room, game room, or man cave
  • Buy a car, boat, camper, or RV
  • Take a dream vacation


  • Install new windows, a roof, or siding
  • Remodel the kitchen, bath, or primary bedroom
  • Pay for college
  • Consolidate expensive debt
discovery fcu loans


“Definitely the easiest loan experience of our life! Very, very pleased!!!! 👏👏👏👏”

Take Advantage of LOW RATES now!



Local Lenders. Local Decisions.

Serving Berks County since 1959

At Discovery FCU, we’re all about personalized service. When you apply for a home equity loan or home equity line of credit at Discovery FCU, you’ll work with the same lender from start to finish. And, they work right here at our location in Wyomissing. You can reach them quickly and easily if you have a question or need to supply them with information. You can reach them by phone, e-mail or in-person at our branch. And, all of our decisions are made locally. Get the personal attention you need when applying for a home equity loan or home equity line of credit union. Call us today at 610.372.8010 or apply online.

NMLS# 410638

*Home Equity Fixed Rate Loan: Not all members will qualify for the advertised rate. APRs are based on creditworthiness, term of loan, loan-to-value, direct deposit & automatic payments to/from a Discovery FCU account. Other restrictions apply. A sample Fixed Rate Home Equity Loan payment based on $10,000, 85% LTV and a 5-year term at 5.99% is $193.28.

**Advertised Home Equity Line of Credit APR applies to a minimum advance of $10,000, a loan-to-value ratio of 80% for a primary residence located in PA. The line is subject to a Variable Rate which is based on the highest Prime Rate published in the Money Rates Section of the Wall Street Journal in effect on the last day of each month (“Index”) plus 0% (“Margin”). The Index plus the Margin equals the Interest Rate. Your rate will never be lower than 3.50% APR. As of 08/01/2023, the Prime Rate was 8.50% APR. Property insurance is required. PA residences only. All lines are subject to approval and collateral evaluation. Fees and charges may apply.

You are now leaving Discovery FCU

Discovery FCU provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Discovery FCU, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL