Personal Loans

What dream will you make a reality?


Personal Loans for Home Projects, Student Loans, Car Purchases, Paying Off High-Debt Credit Cards & More

Whether you’re paying for a wedding, a dream vacation, or covering unexpected medical expenses, Discovery FCU personal loans are available to fit your needs.

  • Plan a new pool, deck, or jacuzzi for outdoor fun. Now’s the time to put your plans together.
  • How about a room addition, new kitchen, or home remodel? You’ll love the extra space and more privacy.
  • Pay off high-rate credit cards and reduce your interest and monthly payments.
  • Use the funds for kids heading back to college or for a major purchase.


Personal Loan Benefits
  • Use the funds for anything you want or need
  • Rates as low as 10.49% APR*
  • The maximum loan amount is $40,000
  • Flexible repayment terms up to 60 months
  • Fast and easy application process.


APPLY ONLINE NOW    Book an Appointment

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“Fantastic folks to work with!”

Lifestyle Personal Loans

Loans for health-related expenses not covered by insurance, such as cosmetic & dental procedures, vision correction, fertility treatments, and more.

  • Lower rates than our Personal Loan rates
  • Loans up to $15,000 for one or multiple procedures
  • Terms up to 60 months


APPLY ONLINE NOW    Book an Appointment


Not a Member? You must be eligible for membership in the credit union to process your loan application. Discovery FCU is a community credit union serving all of Berks County, PA. If you live, work, worship, or attend school in Berks County, you’re eligible to become a member. Learn More.


APR = Annual Percentage Rate. The rate displayed is the lowest available rate and your rate may be higher. APRs are based on your creditworthiness, term of the loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. A sample $5,000.00 loan payment at 10.49% APR at a 60-month term is $107.44. Loan terms up to 60 months.

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