Visa Credit Cards with No Annual Fee and Rewards That Never Expire

with a low rate, no annual fee, high rewards credit card!

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Better Credit Cards Start with Lower Rates and Flexible Rewards

Discovery FCU Visa® credit cards come with competitive interest rates that beat the national average.
Use it with confidence knowing you have the power of Visa’s Zero Liability Purchase Policy** on most purchases, and by making your regular monthly payments, you’ll build a good credit score.
As an added benefit, members earn rewards points redeemable for merchandise. You can also use Points2Cash to receive a deposit in your account, pay your bill, or make a donation.

With CURewards®, you’ll enjoy:

  • Points that never expire
    Your rewards are always yours. Save them up for something big or use them whenever you choose.
  • 1 point for every $1 spent
    Every purchase counts. From everyday essentials to special occasions, your spending earns you more.

Discovery FCU offers two Visa credit cards: Visa Classic and Visa Platinum. Each provides a host of benefits.

 

Visa Platinum or Visa Classic: Which Card Is Right for You?

Discovery FCU offers two Visa credit cards: Visa Classic and Visa Platinum. Each provides a host of benefits.
Both cards share no annual fee, CURewards on every purchase, and support for Apple Pay and Samsung Pay.
Choose Visa Platinum for the lower rate and a $20,000 limit, which can be ideal if you’re financing larger purchases or want more room to carry a balance. Prefer to start smaller? Visa Classic offers the same fee-free rewards with a $15,000 limit.

Visa Platinum Credit Card

non variable 8.99% APR*

  • No Annual Fee
  • Earn CURewards®
  • The maximum credit limit is $20,000

Visa Classic Credit Card

non variable 12.99% APR*

  • No Annual Fee
  • Earn CURewards®
  • The maximum credit limit is $15,000

2.99% APR* for the first six (6) months on balance transfers!***

Visa Platinum: 8.99% APR* thereafter; Visa Classic: 12.99% APR* thereafter. A 3% balance transfer fee applies. 

 

Complete a Balance Transfer Form Online

We’re here to help you find the right fit. Have questions? Call us at 610.372.8010

Discovery FCU Visa Credit Card Benefits

Both our Visa Classic and Visa Platinum Credit Cards have a variety of benefits to power you with the financial management tools you need.

  • No annual fee
  • No cash advance fee
  • Worldwide acceptance
  • Travel Insurance
  • Shop almost anywhere with Visa’s Zero Liability Purchase Policy**
  • The flexibility to make purchases, pay bills or get cash
  • Easy payment options online, by mail, or in-person
  • Manage your credit card information online with Discovery mobile and/or online banking
  • Quick and easy application process
  • Earn CURewards® points with each qualifying purchase

Paying Your Discovery FCU Visa Card Is Easy

We offer convenient and secure options for paying your Discovery FCU Visa bill. Pay online or through Discovery mobile anytime, from anywhere. Real-time notifications and protected account access that keep you in control of your card.

  1. Log in to Discovery mobile or online banking.
  2. Select your Discovery FCU Visa account.
  3. Make a one-time payment, or turn on automatic payments so you never miss a due date.

If you haven’t set up online banking yet, you’ll need to enroll first. Full instructions are available on our Online and Mobile Banking page.

Prefer mail or in person? Both options are still available.

discovery visa card

Virtual Wallets: Pay with Apple Pay and Samsung Pay

All Discovery FCU Credit & Debit cards work with Apple Pay® and Samsung Pay®.

Download the Discovery FCU Cards App

Download the Discovery FCU Cards app on the App Store
Get the Discovery FCU Cards app on Google Play

Not a Member? You must join the credit union for your loan application to be processed. You can join the credit union if you: live in parts of Berks, Chester, or Montgomery counties; have a family or household member who’s already a member; work for a participating employer; or receive a complimentary membership to our partner association. Learn More.

Treat Yourself to a Better Credit Card

Apply in minutes and start earning CURewards on every purchase, with none of the high rates or fees you’d expect from a national card.

How do I pay my Discovery FCU Visa credit card?

Discovery FCU offers easy payment options online, by mail, or in-person. Members can also manage their credit card information through Discovery mobile and online banking.

Is there an annual fee on a Discovery FCU Visa credit card?

No. Both the Visa Platinum and the Visa Classic have no annual fee and no cash advance fee.

What is the difference between the Visa Platinum and the Visa Classic?

The Visa Platinum carries a non variable 8.99% APR* with a maximum credit limit of $20,000. The Visa Classic carries a non variable 12.99% APR* with a maximum credit limit of $15,000. Both have no annual fee and both earn CURewards points that never expire.

How do I apply for a Discovery FCU Visa credit card?

Discovery FCU members can apply online through the Apply Online Now button on this page. The application process is quick and easy.

Do I have to be a member to get a Discovery FCU Visa credit card?

Yes. You must join the credit union for your loan application to be processed. You can join if you live in parts of Berks, Chester, or Montgomery counties, have a family or household member who is already a member, work for a participating employer, or receive a complimentary membership to a partner association.

Do Discovery FCU credit cards work with Apple Pay?

Yes. All Discovery FCU Credit and Debit cards work with Apple Pay and Samsung Pay.

What can I do with CURewards points?

Points never expire and members earn 1 point for every $1 spent. Through Points2Cash, points can be used to shop for a wide selection of merchandise, donate to local non-profits, pay bills, or convert points into money deposited into your accounts.

How can I manage and monitor my Discovery FCU Visa credit card through the app?

The Discovery FCU Cards app lets you view transactions, payment history, and statements, and pay your card on your own schedule — including automatic payments. Real-time notifications alert you to any activity on your account, and the app keeps your personal and account information protected every time you log in.

*APR = Annual Percentage Rate. View Account Details Here.

** Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use.

***3% balance transfer fee applies.

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