Credit Cards

Enjoy a low rate with no annual fee and earn rewards points with every purchase.


Better Cash Management, Plus Rewards!

Discovery FCU Visa® credit cards have no annual fee, no balance transfer fee, and low, competitive rates. Make purchases when it’s best to buy, and by making your regular monthly payments, you’ll build a good credit score. As an added plus, members earn rewards points for merchandise, airfare, hotels, travel packages, and more!

Discovery FCU offers two Visa credit cards: Visa Classic and Visa Platinum. Each provides a host of benefits.

Visa Platinum

non variable 8.99% APR*
  • No Annual Fee
  • No Balance Transfer Fee
  • Earn ScoreCard Rewards
  • The maximum credit limit is $20,000

Visa Classic

non variable 12.99% APR*
  • No Annual Fee
  • No Balance Transfer Fee
  • Earn ScoreCard Rewards
  • The maximum credit limit is $15,000

2.99% APR* for the first six (6) months on balance transfers!

Visa Platinum: 8.99% APR* thereafter; Visa Classic: 12.99% APR* thereafter


Complete a Balance Transfer Form Online

Discovery FCU Credit Card Benefits

Both our Visa Classic and Visa Platinum Credit Cards have a variety of benefits to power you with the financial management tools you need.

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Worldwide acceptance
  • Travel Insurance
  • Shop almost anywhere with Visa’s Zero Liability Purchase Policy**
  • The flexibility to make purchases, pay bills or get cash
  • Easy payment options online, by mail, or in-person
  • Manage your credit card information online with Discovery mobile and/or online banking
  • Quick and easy application process
  • Earn ScoreCard Rewards points with each qualifying purchase
discovery visa card

Pay Safe & Fast with Virtual Wallets

All Discovery FCU Credit & Debit cards work with Apple Pay® and Samsung Pay®.

Download the Discovery FCU Cards App

Not a Member? You must join the credit union for your loan application to be processed. Discovery FCU is a community credit union serving all of Berks County, PA. If you live, work, worship, or attend school in Berks County, you’re eligible to become a member. Learn More.

*APR = Annual Percentage Rate. View Account Details Here.

** Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use.

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