How Can We Help You?

Visa® Credit Cards for Montgomery County, PA

No annual fee. Competitive rates. Rewards with local service you can count on.

Apply Online Visit Our Wyomissing Branch

Local Lending for Everyday Spending

Discovery FCU keeps things simple for Montgomery County residents. Our Visa® credit cards offer lower rates, flexible terms, and worldwide acceptance. And when you need help, you’ll speak with someone who lives in your community — not a call center.

  • Quick and easy application process
  • Easy payment options
  • Earn 1 reward point for every $1 spent on qualifying purchases
  • Visa® Zero Liability Purchase Policy**
Apply Now

Two Visa® Credit Card Options. One Clear Choice.

Pick the card that fits your spending and your goals.

Both come with no annual fee, no cash advance fee, and support from a local team.

Visa Platinum

Non-variable 8.99% APR*
Earn CURewards® points
Credit limits up to $20,000

Visa Classic

Non-variable 12.99% APR*
Earn CURewards® points
Blank white image with no visible content.
Credit limits up to $15,000

You can easily apply online or book an appointment if you’d like to speak with a Discovery FCU representative.

Apply Now

Book an Appointment

Move Your Balance. Pay Less Interest.

Transfer high-interest balances and take advantage of our low introductory rate.

  • 2.99% APR on balance transfers for the first 6 months***
  • Standard rates of 8.99% for platinum, and 12.99% for classic apply after the intro period.
  • 3% balance transfer fee
Apply Now

Big Benefits for Montgomery County Residents

  • Low, non-variable interest rates**
  • No annual fee
  • No cash advance fee
  • Earn CURewards® points (earn 1 point for every $1 spent)
  • Visa® Zero Liability protection**
  • Easy account access
  • Flexible payment options
  • Worldwide acceptance
  • Travel insurance

>>> Redeem rewards points your way: merchandise, bill payments, money in your accounts, or local charitable giving.

Why Montgomery County Loves Discovery FCU

We’re all about “People Helping People.”

Discovery FCU members enjoy:

Access to thousands of shared branching locations nationwide & 55K+ surcharge-free ATMs

Online and mobile banking options

An average savings of $530/year

$280 in estimated credit card savings

Frequently Asked Questions

What credit cards does Discovery FCU offer in Montgomery County?

Discovery FCU offers two Visa® credit cards: Visa Platinum and Visa Classic. Both include no annual fee, rewards, and competitive fixed rates.

Why choose a local credit union credit card instead of a larger bank?

Local credit unions often offer lower rates and fewer fees. You also get more direct support from a local team invested in its members and community.

Is there an annual fee?

No. Both Visa Platinum and Visa Classic credit cards have no annual fee.

How do rewards work?

You earn 1 CURewards® point for every $1 spent. These points can be redeemed for cash deposited into your accounts, merchandise, bill payments, or local, non-profit donations.

Can I transfer a balance?

Yes. Balance transfers are available, including a 2.99% introductory APR for the first six months. A 3% transfer fee applies.

How fast is approval?

You can easily apply online, and most applications are reviewed quickly. Many applicants receive a decision within a very short timeframe from our local lending team. *You must become a member once being approved for a credit card or loan with DFCU.

Convenient Shopping with Your Digital Wallet

You can upload your Discovery FCU Visa® credit card with Apple Pay® or Samsung Pay® for quick, secure purchases in-store, online, or on the go.

Add your card in seconds and start using it right away.

Apply for your Visa Credit Card

discovery fcu loans
I have a been a Discovery FCU customer for several years and I must say that they will continue to have my business for life. You will also see what amazing and refreshing it is to have a bank that has your back!! Thanks again for this amazing experience.

– Jerry L.

*APR = Annual Percentage Rate. View Account Details Here.

** Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use.

***3% balance transfer fee applies.

You are now leaving Discovery FCU

Discovery FCU provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Discovery FCU, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Questions? Find Answers Here