As a not-for-profit financial cooperative, Discovery can offer higher savings rates and lower loan rates.
||as low as APR*
|0 to 36 months
|37 to 48 months
|49 to 60 months
|61 to 72 months
|72 to 84 months (new only)
Rates listed are for model year 2011 and newer. Other rates apply for older model vehicles.
Home Equity Line of Credit
(for cosmetic, dental, vision, orthodontics, audiology, veterinarian, fertility, adoptions, and other health-related products and procedures)
RV, Boat, Travel Trailer, Motorhome, ATV & Other Recreational Vehicle Loans
||as low as APR*
|0 to 84 months
|85 to 120 months
|121 to 180 months
The minimum amount financed for 85 to 120 months is $15,000.
The minimum amount financed for 121 to 180 months is $25,000.
VISA Platinum Credit Card
*APR = Annual Percentage Rate. Your rate may be higher than the lowest advertised APR. APRs are based on your loan-to-value, creditworthiness, term of loan, amount of loan, direct deposit to a Discovery FCU account, and electronic payments from your Discovery FCU account. APRs are subject to change anytime without notice. Other terms and conditions apply based on the type of loan you establish. Rates listed above are as of 12/01/2020 and subject to change at any time without notice.
**Home Equity Line of Credit (HELOC) – Applies to minimum line of $10,000, is subject to change without notice, and applies to a loan-to-value ratio of 80% for a primary residence located in Pennsylvania. Rates vary depending upon the amount financed, credit score, lien position, and collateral. The introductory rate of 0.99% APR will be in effect for six (6) billing cycles from credit line open date. After the discount rate expires, the line is subject to a Variable Rate which is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the expiration of any Introductory Rate Period, and subsequently, on the last day of each month (“Index”) plus 0% (“Margin”) The index plus the Margin equals the Interest Rate. As of 12/01/2020 the Prime Rate was 3.25% APR. Property insurance is required. PA residences only. Your rate will never be lower than 3.50% APR. All lines of credit are subject to approval and collateral evaluation. Fees and charges may apply. Additional restrictions, limitations and exclusions may apply. Please call Discovery FCU at 610-372-8010 for further details.
New/Used Auto Loans: Refinancing of existing Discovery FCU debt is not eligible for the advertised APRs. A sample auto loan payment based on $10,000 at 1.99% APR and 36 month term is $286.40.
Home Equity Loan: A sample Fixed Home Equity Loan payment based on $10,000 at 2.75%, 85% LTV and 5 year term is $178.58.