Managing your daily finances has never been easier. Enjoy banking local with nationwide convenience.


Enjoy local banking with national convenience.

At Discovery FCU, we do things a little differently, including the checking accounts we offer. Whether you’re just getting started or a financial pro, our easy-to-open checking accounts will fit your lifestyle.

See our ATM locations: Allpoint ATMs | CU$ ATMs

See our Shared Branching Locations

Control Visa® Check Card usage with the CardValet™ app

OPEN AN ACCOUNT ONLINE Book an Appointment
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“I absolutely love Discovery. Everyone is always super nice and helpful.”

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Basic Checking

No minimum balance requirement and no monthly maintenance fee if you make a transaction to your account at least once every six months.

Open a Basic Checking Account Online

Book an Appointment

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Dividend Checking

Earn dividends on balances of $1,000 or more.
A minimum balance of $1,000 is required.* 

Open a Dividend Checking Account Online

Book an Appointment

credit union checking account

Manage your money on the go, any time, with the Discovery FCU mobile banking app.

  • Check balances and view transactions
  • Transfer funds and pay bills
  • Deposit checks
  • Establish account alerts
  • Send and receive secure messages

Basic Checking and Dividend Checking Benefits

Handy, convenient, and safe, that’s where we start. Credit union checking account benefits include:

  • Online Banking – 24/7 services via desktop, laptop, tablet or phone
  • Mobile Banking – includes mobile check deposits
  • Visa Debit Card – Turn your card off or on and get alerts with CardValet
  • Free Online Bill Pay – Keep your bills paid when you’re on the go
  • Convenient Access – Get cash or make deposits at any one of 55,000 surcharge-free ATMs worldwide or visit any of 5,000 credit union shared branches nationwide.
OPEN AN ACCOUNT ONLINE Book an Appointment

Members must be 13 years of age or older to open a checking account. Primary account owners between the ages of 13 to 17 years of age MUST have an adult (person 18 years of age or older) listed as a joint owner on the account to open a checking account.

*Dividend Below Minimum Balance Fee – $4.95/Month
Dividend Checking minimum balance is $1,000.00.

Checking (Basic) Account Inactivity Fee – $5.00/month
A Basic checking account is considered inactive if there has been no monetary transaction made to the account for six (6) consecutive months. Fees and/or dividends do not constitute activity. Fee is not applicable if the primary member on the account is under 21 years of age.

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