Checking

Managing your daily finances has never been easier. Enjoy banking local with nationwide convenience.

OPEN AN ACCOUNT

Enjoy local banking with national convenience.

At Discovery FCU, we do things a little differently, including the checking accounts we offer. Whether you’re just getting started or a financial pro, our easy-to-open checking accounts will fit your lifestyle.

See our ATM locations: Allpoint ATMs | CU$ ATMs

See our Shared Branching Locations

Control Visa® Check Card usage with the CardValet™ app

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OUR MEMBERS LOVE US!

“I absolutely love Discovery. Everyone is always super nice and helpful.”

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Basic Checking

No minimum balance requirement and no monthly maintenance fee if you make a transaction to your account at least once every six months.

Open a Basic Checking Account Online

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Dividend Checking

Earn dividends on balances of $1,000 or more.
A minimum balance of $1,000 is required.* 

Open a Dividend Checking Account Online

Book an Appointment

credit union checking account

Manage your money on the go, any time, with the Discovery FCU mobile banking app.

  • Check balances and view transactions
  • Transfer funds and pay bills
  • Deposit checks
  • Establish account alerts
  • Send and receive secure messages

Basic Checking and Dividend Checking Benefits

Handy, convenient, and safe, that’s where we start. Credit union checking account benefits include:

  • Online Banking – 24/7 services via desktop, laptop, tablet or phone
  • Mobile Banking – includes mobile check deposits
  • Visa Debit Card – Turn your card off or on and get alerts with CardValet
  • Free Online Bill Pay – Keep your bills paid when you’re on the go
  • Convenient Access – Get cash or make deposits at any one of 55,000 surcharge-free ATMs worldwide or visit any of 5,000 credit union shared branches nationwide.
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Members must be 13 years of age or older to open a checking account. Primary account owners between the ages of 13 to 17 years of age MUST have an adult (person 18 years of age or older) listed as a joint owner on the account to open a checking account.

*Dividend Below Minimum Balance Fee – $4.95/Month
Dividend Checking minimum balance is $1,000.00.

Checking (Basic) Account Inactivity Fee – $5.00/month
A Basic checking account is considered inactive if there has been no monetary transaction made to the account for six (6) consecutive months. Fees and/or dividends do not constitute activity. Fee is not applicable if the primary member on the account is under 21 years of age.

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