FREE Checking
No minimum balance requirement and no monthly maintenance fees.
It’s truly FREE CHECKING!
Dividend Checking
Earn dividends on balances of $1,000 or more.
A minimum balance of $1,000 is required.*
Opportunity Plus Checking
This special product is designed for people who need help to rebuild their financial stability with flexible account features and support along the way.
Eligible individuals will have an account history showing no more than one non-fraud charge-off from another financial institution that is $500 or less.
Whether you’re in your backyard or across the nation, you can easily access your Discovery FCU account.
Access your account at 5,000 branches nationwide
Discovery FCU participates in a shared branching network of credit unions allowing you to deposit checks or cash to your Discovery account, withdraw cash, transfer funds, and make your Discovery loan payment at other participating credit union branches nationwide. Click here to learn how to use the shared branching network or to locate the closest shared branch near you.
Get Quick Access to your Cash at more than 55,000 Surcharge-Free ATMs Worldwide
Discovery is part of the Allpoint Network and CU$ Alliance, bringing you more than 55,000 surcharge-free ATMs worldwide. Just look for the Allpoint or CU$ logos on any ATM and access your money surcharge-free. Locate Allpoint surcharge-free ATMs near you now. Click here for a list of CU$ ATM locations.
OPEN AN ACCOUNT ONLINE
OUR MEMBERS LOVE US!
“I had the best experience opening my account and refinancing my vehicle.”
We Make Saving Easy with Savings Jar
With this program, Discovery rounds all your debit card purchases up to the next whole dollar. The amount that is rounded up is then transferred into your savings account. For example, if you purchase a coffee for $2.48, the transaction will be bumped up to $3.00 and we will transfer the difference of $0.52 into your savings account. If your transaction is a whole dollar amount as an example $4, then Discovery will round it up to a whole dollar at $5 and transfer $1 to your savings.
With Savings Jar, saving more money makes cents!
You can sign up for the program directly through Discovery FCU’s digital banking.
Take Control of Your Financial Life with Discovery FCU’s Digital Banking
- Block and unblock your debit card
- Deposit checks with your mobile device
- Make transfers to family and friends with accounts at Discovery FCU or at another credit union or bank
- Make transfers to or from your accounts you have elsewhere
- Tap to call Discovery FCU member service
- Pay your bills
- Get account alerts
- And more!
Free Checking and Dividend Checking Benefits
Handy, convenient, and safe, that’s where we start. Discovery FCU checking account benefits include:
- Online Banking – 24/7 services via desktop, laptop, tablet, or phone
- Mobile Banking – includes mobile check deposits
- Visa Debit Card – Block and unblock your card, monitor card usage, and receive alerts with our mobile banking app
- Free Online Bill Pay – Keep your bills paid when you’re on the go
- Convenient Access – Get cash or make deposits at any one of 55,000 surcharge-free ATMs worldwide or visit any of 5,000 credit union shared branches nationwide.
Members must be 13 years of age or older to open a checking account. Primary account owners between the ages of 13 to 17 years of age MUST have an adult (person 18 years of age or older) listed as a joint owner on the account to open a checking account.
*Dividend Checking Below Minimum Balance Fee – $4.95/Month
Dividend Checking minimum balance is $1,000.00.