Auto Loans

Enjoy the ride. We make it simple to finance or refinance your vehicle.


Get a New Ride with a Low Monthly Payment

When you’re ready to buy a new or used vehicle, make sure you get the best financing available. Discovery FCU offers competitive rates, affordable options and added conveniences few financial institutions can match.

  • Same day financing available
  • Terms up to 84 months
  • Same rates for new and used auto loans
  • Make no payments for 90 days
  • Electronic signatures accepted for loan closing
Love Your Car, But Not the Payment?

Now’s the time to trade in your high-rate auto loan from another financial institution.

  • Lower your monthly payments
  • Reduce your interest rate
  • Save thousands over the life of the loan
  • Make no payments for 90 days


“Friendly, courteous service, great rate and convenient.’’

Loan Calculator

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Our loan representatives are ready to arm you with negotiating power at the dealership by pre-approving your auto loan before you start shopping.

Member Perks for Your New Ride

We’ve got you covered. We’re here for you before, during and after your purchase.

Most major car repairs occur after the factory warranty period ends, which puts you on the hook for expensive repairs. Discovery teams up with Intercontinental Warranty Services (IWS) to provide you with affordable protection for your new or eligible pre-owned vehicle. You may save up to 50 percent off dealer pricing!

A Discovery-IWS Extended Vehicle Warranty includes:

  • Low or No deductible
  • Nationwide protection for new and eligible pre-owned cars 12 years old and newer and up to 125,000 miles on the odometer
  • Towing up to $100 (max per claim)
  • Roadside assistance up to $80 per incident – flat tire, fluid delivery, jumpstart, lock-out
  • Money when your vehicle is in the shop
    • Car rental up to $500 ($50/day up to 10 days)
    • Trip interruption expenses up to $300 ($100 a day up to 3 days)
    • Travel expenses up to $225
  • Warranty is transferable
  • Extended warranty increases vehicle resale value
  • Option for KeyGuard key/transponder replacement
  • Option for Accidental Loss Refund to protect against total loss due to collision or act of nature
  • Option for a Powersports warranty for motorcycles, All-Terrain Vehicles, personal watercraft and snowmobiles
  • Option to cancel within 60 days with 100 percent refund.

You may be eligible for Extended Vehicle Warranty coverage even if you don’t currently have a Discovery auto loan.

Contact a Discovery loan rep for more info: (610) 372-8010 or (800) 563-9383

Make sure you’re 100% covered with GAP insurance. Protect yourself if your car is stolen or damaged beyond repair. With GAP (Guaranteed Asset Protection) you’re covered for the “gap” between your vehicle’s value and the amount you owe on your loan if your vehicle is totaled or stolen and never recovered. Discovery FCU offers GAP Insurance for only $225.

Your security is very important to us. We’re pleased to offer you exclusive coverage for your new ride through TruStage Auto & Home Insurance at a discounted rate. Get More Information

*Offer good on auto loan refinances from another financial institution, with a minimum balance of $10,000 only. Existing Discovery FCU debt is not eligible. 1% cash back will be paid on the final amount of the Discovery FCU loan. Loan must stay open for at least six months or cash back will be added to the payoff amount.


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