Get a New or Used Car Loan or Refinance for a Low Monthly Payment

Rates as low as 4.84% APR¹
Plus, enjoy the first 90 days with no payments²

Discovery FCU offers competitive auto loan rates, affordable options, and added conveniences few financial institutions can match.

The entire process from beginning to end can be accomplished digitally. You never have to leave home to apply for or receive your Discovery FCU car loan. But if you’d rather talk it through face-to-face, we’re always happy to see you in person at our Wyomissing branch.

Term	Rates As Low As¹	Monthly Payment	Year of vehicle
36 mos.	4.84% APR	$29.90/ Per $1,000	2017+
48 mos.	4.84% APR	$22.96/ Per $1,000	2017+
60 mos.	4.84% APR	$18.80/ Per $1,000	2017+
72 mos.	5.39% APR	$16.29/ Per $1,000	2017+
84 mos.	5.64% APR	$14.44/ Per $1,000	2017+

Additional rates are available for cars older than 2017.

Other benefits include:

Same-day financing available
Terms up to 84 months
Same rates & terms for new and used auto loans model year 2017 and newer (other rates apply for older models)
Make no payments for 90 days²
Electronic signatures accepted for loan closing

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Calculate Your Monthly Loan Payments

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Guaranteed Lowest Auto Loan Rates!³

Ask us about our rate match program!

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Love Your Car, But Not the Payment?

Refinance an auto loan you have with another financial institution with Discovery FCU

Lower your monthly payments
Reduce your interest rate
Save thousands over the life of the loan
Make No Payments for 90 Days

Get Started Now.

Call us at 610.372.8010

How to Apply for an Auto Loan

Two recent pay stubs
Your current insurance card (you will need to add Discovery FCU as ‘loss payee’).
Sales agreement or 10-day payoff. If you are buying a vehicle privately, from another individual, we can help assist you with a private sales agreement, if needed. We can also assist you with obtaining your 10-day payoff if needed.

How long does an auto loan take, and is same-day financing available?

If all required documents are submitted quickly, our typical turnaround time is one to two business days. We can also accommodate same-day financing needs.

Can I apply for an auto loan online without visiting a branch?

Yes. You can apply online, email the necessary information and documents to your loan officer, and you can sign your loan documents electronically.

Member Perks for Your New Ride

We’ve got you covered. Discovery FCU is here for you before, during and after your purchase.

GAP (Guaranteed Asset Protection) for Your Auto Loan

Make sure you’re 100% covered with GAP insurance. With GAP (Guaranteed Asset Protection) you’re covered for the “gap” between your vehicle’s value and the amount you owe on your loan if your vehicle is totaled or stolen and never recovered. Discovery FCU offers GAP Insurance for only $325. (GAP does not cover any ancillary products.)

A DiscoveryFCU Extra: Extended Vehicle Warranty

Most major car repairs occur after the factory warranty period ends, which puts you on the hook for expensive repairs. Discovery teams up with Intercontinental Warranty Services (IWS) to provide you with affordable protection for your new or eligible pre-owned vehicle. You may save up to 50% off dealer pricing!

A Discovery-IWS Extended Vehicle Warranty includes:

Low or No deductible
Nationwide protection for new and eligible pre-owned cars 12 years old and newer and up to 125,000 miles on the odometer
Towing up to $100 (max per claim)
Roadside assistance up to $80 per incident – flat tire, fluid delivery, jump start, lock-out
Money when your vehicle is in the shop
- Car rental up to $500 ($50/day up to 10 days)
- Trip interruption expenses up to $300 ($100 a day up to 3 days)
- Travel expenses up to $225
Warranty is transferable
Extended warranty increases vehicle resale value
Option for KeyGuard key/transponder replacement
Option for Accidental Loss Refund to protect against total loss due to collision or act of nature
Option for a Powersports warranty for motorcycles, All-Terrain Vehicles, personal watercraft and snowmobiles
Option to cancel within 60 days with 100 percent refund.

You may be eligible for Extended Vehicle Warranty coverage even if you don’t currently have a Discovery auto loan.

Contact a Discovery loan rep for more info: (610) 372-8010 or (800) 563-9383

TruStage Auto Insurance

Your security is very important to us. We’re pleased to offer you exclusive coverage for your new ride through TruStage Auto & Home Insurance at a discounted rate. Get More Information

Calculate how much you could save if you refinance your current auto loan.

Treat Yourself to a Better Ride… and a Better Rate

Get behind the wheel with rates as low as 4.84% APR¹ and the first 90 days with no payments².
Same-day financing available.

APPLY ONLINE NOW

1) APR = Annual Percentage Rate. Your rate may be higher than the lowest advertised APR. APRs are based on your credit worthiness, term of loan, amount of loan, direct deposit to a Discovery FCU account and electronic payments from your Discovery FCU account. A sample auto loan payment based on $10,000 at 4.84% APR and 36-month term is $298.99. Title secured loan processing fee of $25.00 can be paid up front or added to the loan balance. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Rates, terms, and information are subject to change at any time.

2) Interest will continue to accrue during the 90-day payment deferral.

3) Rate Match Program: Certain restrictions apply. 0% financing is not eligible for this offer.

How Can We Help You?

Auto Loans and Auto Refinance in Wyomissing, PA