For the first six (6) months, benefit from an introductory 2.99% APR* on balance transfers!
Visa Platinum: 8.99% APR* thereafter; Visa Classic: 12.99% APR* thereafter.
Discovery FCU Low-Rate Visa Credit Cards
Visa Platinum
non variable 8.99% APR*
- No Annual Fee
- No Balance Transfer Fee
- Earn ScoreCard Rewards
- The maximum credit limit is $20,000
Visa Classic
non variable 12.99% APR*
- No Annual Fee
- No Balance Transfer Fee
- Earn ScoreCard Rewards
- The maximum credit limit is $15,000
Our Visa credit cards are built with you in mind, offering the tools you need to achieve your financial goals while saving money.
1. Low, Non-Variable APRs
Visa Platinum Card: Enjoy an incredibly low 8.99% APR* after the introductory period – one of the best rates in town!
Visa Classic Card: Benefit from a competitive 12.99% APR* after the introductory period.
2. No Annual Fees
Say goodbye to unnecessary fees and keep MORE of your hard-earned money in your pocket. Both the Visa Platinum and Classic cards come with no annual fees, making them cost-effective credit solutions.
3. No Balance Transfer Fees
Transfer your existing high-interest credit card balances to a Discovery FCU Visa card and start saving immediately. With no balance transfer fees and a low introductory rate of 2.99% APR*, you can focus on reducing debt without worrying about extra costs.
4. Rewards for Everyday Purchases
Earn rewards every time you use your Discovery FCU Visa credit card. Redeem points for travel, merchandise, gift cards, and MORE. Turn your everyday spending into opportunities for the things you love most.
5. Exceptional Member Support
As a credit union, we’re committed to putting our members first. From personalized guidance to 24/7 fraud protection, our team is here to ensure your financial experience is seamless and secure.
Get MORE with Discovery FCU
Choosing Discovery FCU means MORE than just great credit card benefits. It means joining a community-focused financial institution dedicated to your success.
Better Rates and Lower Fees
As a credit union, we prioritize our members over profits. This allows us to offer better rates, lower fees, and MORE value than traditional banks.
Local, Member-Centric Services
We’re proud to be part of the community we serve. When you bank with Discovery FCU, you’re MORE than a customer — you’re a valued member.
Financial Education and Support
From budgeting tools to personalized advice, we’re here to help you make informed decisions and achieve your financial goals.
Secure and Convenient Access
Manage your credit card anytime, anywhere with our online banking and mobile app. Monitor transactions, set up alerts, and make payments with ease.
How to Get Started
Getting started with a Discovery FCU Visa credit card is simple:
Choose the Card That’s Right for You
- Visa Platinum: Ideal for those seeking the lowest APR and maximum savings.
- Visa Classic: Perfect for building or re-establishing credit.
Apply Online or In-Person
Complete our quick and easy application process online or visit your local Discovery FCU branch for assistance.
Enjoy the Benefits
Start saving with low rates, earn rewards on everyday purchases, and experience the Discovery FCU difference.
Start Saving MORE Today
Don’t let high-interest credit cards hold you back. Get MORE freedom and flexibility with a Discovery FCU Visa credit card. With an introductory 2.99% APR* for six (6) months on balance transfers, low, non-variable APRs (8.99% APR* for Visa Platinum, 12.99% APR* for Visa Classic), no annual fees, and no balance transfer fees, it’s the smart choice for savvy savers and everyday spenders alike.
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Apply Now and take the first step toward a brighter financial future. Your financial goals are within reach with Discovery FCU.
APPLY NOW*APR = Annual Percentage Rate. View Account Details Here.
OUR MEMBERS LOVE US!
“I had the best experience opening my account and refinancing my vehicle.”