Skip Your Loan Payment
If you are a member in good standing (your account balance is positive, your loan is current, etc.) with an eligible Discovery FCU loan, you have the option to skip two months of loan payments per year. There is a $35.00 processing fee for each skipped payment. Not all loans qualify for this program.
- Auto Loan
- Other Vehicle Loan
- Recreational Vehicle Loan (RV, Boat, Travel Trailer, Motorhome, ATV & Other Recreational Vehicles)
- Personal Loan (Lifestyle, Holiday, Vacation & Other Personal loans)
- Share Secured Loan
Types of loans not listed above are not eligible for the skip-a-payment program.
How to Request a Skip-a-Payment
To request to skip your loan payment, you must submit a Skip-a-Payment request form and the $35.00 processing fee at least five (5) business days before the due date of your loan.
You can submit your Skip-a-Payment request form online now using the applicable links below:
2023 Online Skip-a-Payment Request Form
(You will be asked personal identification questions to verify your identity)
You also have the option to download, print, complete, and return to the credit union a Skip-a-Payment form using the links below:
2023 Skip-a-Payment Request Form PDF
If you are struggling to make your loan payments, our skip-a-payment program might not be a good fit for you. Please contact the credit union to speak to a loan officer about our other options to help you. We’re here for you.