New & Used Vehicle Loans and Motorcycle Loans
| Term |
as low as APR* |
| 0 to 36 months |
5.39% |
| 37 to 48 months |
5.39% |
| 49 to 60 months |
5.39% |
| 61 to 72 months |
6.09% |
| 73 to 84 months |
6.34% |
Rates listed for vehicle loans are for model year 2015 and newer. Other rates apply for older model vehicles.
Home Equity Line of Credit
LIFESTYLE Loans
(for cosmetic, dental, vision, orthodontics, audiology, veterinarian, fertility, adoptions, and other health-related products and procedures)
RV, Boat, Travel Trailer, Motorhome, ATV & Other Recreational Vehicle Loans
| Term |
as low as APR* |
| 0 to 60 months |
7.25% |
| 61 to 84 months |
7.75% |
| 85 to 120 months |
8.00% |
| 121 to 180 months |
8.50% |
The minimum amount financed for 85 to 120 months is $15,000.
The minimum amount financed for 121 to 180 months is $25,000.
VISA Platinum Credit Card
*APR = Annual Percentage Rate. Your rate may be higher than the lowest advertised APR. APRs are based on your loan-to-value, creditworthiness, term of loan, amount of loan, direct deposit to a Discovery FCU account, and electronic payments from your Discovery FCU account. APRs are subject to change anytime without notice. Other terms and conditions apply based on the type of loan you establish. Rates listed above are as of 10/01/2024 and subject to change at any time without notice.
**Home Equity Line of Credit (HELOC) – Applies to minimum line of $10,000, is subject to change without notice, and applies to a loan-to-value ratio of 80% for a primary residence located in Pennsylvania. Rates vary depending upon the amount financed, credit score, lien position, and collateral. The line is subject to a Variable Rate which is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal on the last day of each month (“Index”) plus 0% (“Margin”) The index plus the Margin equals the Interest Rate. As of 10/01/2024 the Prime Rate was 8.00% APR. Property insurance is required. PA residences only. Your rate will never be lower than 3.50% APR. All lines of credit are subject to approval and collateral evaluation. Fees and charges may apply. Additional restrictions, limitations and exclusions may apply. Please call Discovery FCU at 610-372-8010 for further details.
New/Used Auto Loans: Refinancing of existing Discovery FCU debt is not eligible for the advertised APRs. A sample auto loan payment based on $10,000 at 5.39% APR and 36-month term is $301.46.
Home Equity Loan: A sample Fixed Home Equity Loan payment based on $10,000 at 5.69%, 85% LTV and 5 year term is $191.89.
***Limited time Quick Cash personal loan special. The rate displayed is the lowest available rate and your rate may be higher. APRs are based on your creditworthiness, term of the loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. A sample $5,000.00 loan payment at 8.99% APR at a 18-month term is $297.97. Loan terms up to 18 months.
