What Are the Benefits of Online Banking Services?

If you’re a current member of Discovery Federal Credit Union or any other financial institution, you probably have some experience with digital banking. But if you’ve always used mobile or online banking services simply to check in on your balances — we’ve got some exciting news. 

Discovery FCU has upgraded to a functional and versatile online and mobile banking platform that prioritizes your financial needs with a supreme user experience. So if you’re wondering more about the benefits of online banking services, allow us to step in with a breakdown of the advantages of choosing digital banking with Discovery FCU.

Optimal Control over Your Accounts

Joint accounts are a simple way to manage finances between family members, your place of work, or any relationship where funds are shared. Commonly, financial institutions allow primary members on joint accounts to share the same login credentials with secondary owners. 

Discovery FCU’s new online and mobile banking services upgraded our members’ privacy settings by providing a unique username and password to primary and joint owners on their shared accounts. Establish a sense of financial individuality even within your accounts that include multiple parties!

Mobile Payment Services From Your Financial Institution

If you’ve been hesitant to download peer-to-peer (P2P) payment apps on your mobile device, you’re definitely not alone. 

In addition to the fact that these services are susceptible to security breaches, the idea of storing, transferring, or receiving cash on any platform other than those housed by your financial institution can be stress-inducing. With Discovery FCU’s mobile and online banking services, you can send money to anyone who has an account at a financial institution. 

Expect better security by establishing potential sendees as “contacts” within your account and payments can be made with the click of a button.

External Account Transfers

Transferring funds between accounts held by family members who belong to the same financial institution isn’t a new online banking practice. But for those who wish to send money to their own accounts held elsewhere, the process of taking out cash to make transfers is a tedious process. 

Thankfully, we found a smarter solution! With Discovery FCU’s external account transfer feature, you can now send your money housed with us to another bank or vice versa. 

Not sold on the power of this innovative service yet? Allow a review from one of our members on the Discovery FCU Mobile App Store page to back up the hype. With the review titled, “Thank You (Finally), ayron5588 wrote, “I have been waiting years to be able to transfer money to my account from an outside bank without having to write a check to myself.” We couldn’t agree more!

Easier Finance Management 24/7

You should always feel comforted in knowing that your finances are in one place — and there’s nothing like a unique and visually organized online dashboard to enhance your reassurance. 

With Discovery FCU’s updated online and mobile banking services, you have the power to customize your dashboard according to your specific needs. Group, name, and order accounts based on preference by simply clicking the customize dashboard icon located directly within your online banking portal or mobile app. 

And while you’re at it — make sure that your smartphone camera is working properly! The Discovery FCU Mobile Banking App delivers heightened security and an easy check depositing service so that our members can take charge of their finances on-the-go and 24/7.

Learn more about Discovery FCU’s upgraded online and mobile banking services and sign up today!

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