Get to know our Debit & Credit Card Management Tool
Discovery FCU members have access to our convenient card management app for our members. Available for download on Google Play and the Apple App Store, this mobile tool delivers easy access to view and manage all your debit and credit cards in one safe and secure location.
Features of Our Mobile Cards App
Security
Identity theft and credit card fraud is a big concern for everyone these days. We made sure that this card management app was developed with worry-free security in mind, so you can manage your cards, not just efficiently, but safely.
Automated Notifications
Receive notifications whenever there is activity on your account. Get alerts for credit and debit card transactions on your phone for greater awareness and peace of mind.
Quick Bill Pay
Wherever you’re at – whether at home, or the office, or on vacation, you can easily make a payment on your debit and credit cards via the mobile app. Rather not worry about monthly payments? Our app also offers automatic bill pay.
On-The-Go Card Management
The whole point of developing this app is increasing convenience for our members. This management tool makes it so simple to view your activity, check recent transactions, review your bill, and make a payment. Download on Google or Apple today!
Why Credit and Debit Card Management Is Important
We know the convenience of having a mobile tool with quick and secure access to your cards is a great benefit – and one we’re happy to now provide. However, it’s also smart for your overall money management and budget oversight.
Paying your bills on time is essential to building or maintaining an excellent credit score, proving your credit worthiness, and paving the way for your future financial goals.
Speaking of your credit score, keeping a close eye on your accounts and transactions is essential for catching any unauthorized activity as quickly as possible. Credit and debit card fraud is incredibly stressful and can be hard to manage, correct, and come back from.
You definitely don’t want something that is not your fault to cause negative financial impact for months and years to come. Using this card management tool with its security features and fast notifications is one way to prevent lasting damage to your credit report.
This app is also an easy way to monitor your monthly budget – which, hopefully, you have. Being able to quickly monitor your transactions can give helpful insight into any unnecessary spending and identify where you might need to cut back or how you can free up a little extra money.
Discovery FCU Credit & Debit Cards
Haven’t yet discovered the benefits of Discovery FCU debit and credit cards? There’s a lot!
All Discovery FCU checking accounts offer a free Visa Check Card, giving you instant and convenient access to your cash when you need it. Perks include:
- No annual fee
- Free transactions at more than 55,000 ATMs through the Allpoint and CU$ Networks
- Make deposits to your account at Star Shared Deposit ATMs
- Use your Discovery FCU Check Card with virtual wallets ApplePay®, GooglePayTM, and Samsung Pay®
Discovery FCU also offers two different credit card options – both with much lower interest rates than traditional credit cards!
Visa Classic with non-variable 12.99% APR*:
- No Annual Fee
- No Balance Transfer Fee
- Earn ScoreCard Rewards
- The maximum credit limit is $15,000
Visa Platinum with non-variable 8.99% APR*:
- No Annual Fee
- No Balance Transfer Fee
- Earn ScoreCard Rewards
- The maximum credit limit is $20,000
BONUS: Do you already have credit card balances with less-than-desirable interest rates? Get rid of them by transferring your balances to a Discovery FCU Visa.
We offer 2.99% APR* for the first six months on all balance transfers!
Other Benefits of Both Types of Credit Cards:
- No cash advance fee
- Worldwide acceptance
- Shop almost anywhere with Visa’s Zero Liability Purchase Policy**
- The flexibility to make purchases, pay bills or get cash
- Easy payment options online, by mail, or in-person
- Manage your credit card information online with Discovery mobile and/or online banking
- Quick and easy application process
APPLY ONLINE NOW
To download the new Discovery FCU credit card management app, visit:
*APR = Annual Percentage Rate. View Account Details Here.
** Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use.