Credit Card, Auto, Personal, and Home Equity
Discovery FCU has great rates and features that will keep you smiling far beyond this holiday season. Whether you’re shopping for presents, planning a trip, or buying a car, we’ve got you covered. Get the best rates on credit cards, auto loans, and personal loans. And if none of those meet your needs, no worries, we also have a new lower rate on home equity loans and lines.
Not a member yet? No worries. Anyone who lives, works, worships, or attends school in Berks County can become a member. It’s easy to join today.
“I had the best experience opening my account and refinancing my vehicle.”
Our Visa® Platinum Credit Card gives you all the buying power you need with:
If this card doesn’t seem like the right fit, no worries, we have a classic card too. Click here to learn more.
Our Auto Loans are hard to beat with:
Visit our Auto Loans page for more details on monthly payments.
Our Personal Loans offer great rates with flexible terms and they can be used for just about anything. Right now we have a special QUICK CASH Personal Loan available:
Additional personal loan options can be found here.
If none of the above fit your needs, we have great new rates on our fixed-rate home equity loans and home equity lines of credit.
Fixed-Rate Home Equity Loans
Call us at 610.372.8010
Home Equity Line of Credit (HELOC)
Call us at 610.372.8010
*APR = Annual Percentage Rate. View Account Details Here.
1) APR = Annual Percentage Rate. Your rate may be higher than the lowest advertised APR. APRs are based on your credit worthiness, term of loan, amount of loan, direct deposit to a Discovery FCU account and electronic payments from your Discovery FCU account. A sample auto loan payment based on $10,000 at 5.39% APR and 36-month term is $301.46. Title secured loan processing fee of $25.00 can be paid up front or added to the loan balance. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Rates, terms, and information are subject to change at any time.
2) Interest will continue to accrue during the 90-day payment deferral.
3) APR = Annual Percentage Rate. Limited time QUICK CASH personal loan special starting July 15, 2024. The rate displayed is the lowest available rate and your rate may be higher. APRs are based on your creditworthiness, term of the loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. A sample $5,000.00 loan payment at 8.99% APR at a 18-month term is $297.97. Loan terms up to 18 months.
4) Interest will accrue over the 60 day payment deferral.
5) Home Equity Fixed Rate Loan: Not all members will qualify for the advertised rate. APRs are based on creditworthiness, term of loan, loan-to-value, direct deposit & automatic payments to/from a Discovery FCU account. Other restrictions apply. A sample Fixed Rate Home Equity Loan payment based on $10,000, 85% LTV and a 5-year term at 5.69% is $191.89.
6) Advertised Home Equity Line of Credit APR applies to a minimum advance of $10,000, a loan-to-value ratio of 80% for a primary residence located in PA. The line is subject to a Variable Rate which is based on the highest Prime Rate published in the Money Rates Section of the Wall Street Journal in effect on the last day of each month (“Index”) plus 0% (“Margin”). The Index plus the Margin equals the Interest Rate. Your rate will never be lower than 3.50% APR. As of 12/01/2024, the Prime Rate was 7.75% APR. Property insurance is required. PA residences only. All lines are subject to approval and collateral evaluation. Fees and charges may apply.
NMLS# 410638
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