Home Equity Full Speed Ahead 2025

Full Speed Ahead on Your Financial Goals

At Discovery Federal Credit Union, we make it easy to tap into your home’s equity and fuel your next big project. With rates as low as 5.39% APR*, now’s the perfect time to start moving forward.

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Why Choose a Home Equity Loan?

Our flexible and affordable home equity loans are perfect for:

Home Renovations: Upgrade your kitchen, bathroom, or outdoor space.
Debt Consolidation: Streamline high-interest debt into one manageable payment.
Education Expenses: Fund tuition, books, or other educational costs.
Major Purchases: Cover medical bills, vacations, or unexpected expenses.

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Benefits of a Discovery FCU Home Equity Loan

Low Fixed Rates: Enjoy rates starting at just 5.39% APR.*
Flexible Terms: Choose a repayment plan that fits your budget.
Fast, Local Decisions: Our team is right here in your community.
No Prepayment Penalties: Pay off your loan faster without extra fees.

How Does a Home Equity Loan Work?

A home equity loan allows you to borrow a lump sum using your home’s equity as collateral. This can be a smart way to secure funds at a lower rate than credit cards or personal loans.

Don’t Wait — Take the Fast Lane to Savings!

Whether you’re planning a big project or need extra funds, we’re here to help you reach your goals.

Get started today and take advantage of rates as low as 5.39% APR!*

Apply now or book a loan appointment with a member of our team.

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Local Lending. Personalized Decisions.
Proudly Serving Berks County, PA Since 1959

At Discovery FCU, we prioritize a tailored approach to lending. When you apply for a home equity loan or line of credit, you’ll work one-on-one throughout the entire process. Our team is right here in Wyomissing, making it easy to connect whenever you have questions or need assistance—whether by phone, email, or in person. Plus, every decision is made locally, ensuring a responsive and seamless experience. Get the dedicated support you deserve with a home equity loan or line of credit from Discovery FCU.

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*APR=Annual Percentage Rate. Home Equity Fixed Rate Loan: Not all members will qualify for the advertised rate. APRs are based on creditworthiness, loan term, loan-to-value, direct deposit, and automatic payments to/from a Discovery FCU account. Other restrictions apply. A sample Fixed-Rate Home Equity Loan payment based on $10,000, 85% LTV, and a 5-year term at 5.39% is $190.50. Membership eligibility required.

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