Open a credit card designed for the way Berks County lives, works, and shops.
From Reading to Wyomissing and across Berks County, residents are choosing local credit card options. Why? Because they offer:
More Flexibility
Fewer Fees
Personal Service
Whether you’re managing everyday expenses, planning a home project, or consolidating balances, Discovery FCU makes it simple to open a Visa® credit card that fits your life and your goals.
Credit Cards Made for Berks County Residents
Discovery FCU offers two Visa® credit card options, each built for convenience, flexibility, and local value.
Visit credit cards to see full details, disclosures, and apply online.
Here are the main benefits of each:
| Card Type | APR (Non-Variable) | Fees | Rewards |
|---|---|---|---|
| Visa® Platinum | 8.99% APR* | No annual or cash advance fees | CURewards® Points |
| Visa® Classic | 12.99% APR* | No annual or cash advance fees | CURewards® Points |
Why Berks County Members Choose Discovery FCU
At Discovery FCU, we’re more than a lender — we’re your neighbors. Our Visa® credit cards are designed to make managing your finances easier, smarter, and more local.
Enjoy all the perks that come with being part of a credit union that truly understands Berks County:
No annual or cash advance fees
Worldwide Visa® acceptance and travel insurance protection
CURewards® points: Earn benefits while supporting local shops, restaurants, and small businesses
Fast, local decisions: Personal service from real people in your community who care
Personalized credit limits based on your full financial picture
Easy money management: Discovery offers convenient mobile and online banking.
Keep your finances where they belong: in the heart of Berks County.
Credit Union Credit Cards vs. Bank Credit Cards
When you open a credit card with Discovery FCU, you’re choosing a smarter, more personal way to borrow.
Here’s what sets our cards apart from big banks:
Local decisions.
Applications are reviewed by people who live and work in Berks County — not a national call center.
Lower rates.
Because we’re member-owned, you’ll typically pay less in interest and fees.
No surprises.
Enjoy straightforward terms and no hidden charges.
Better service.
When you call, you’ll reach a real person who knows your community.
Local impact.
Your membership supports Berks County businesses, families, and community initiatives, keeping money where it matters most.
Simply put: our credit cards are designed to support you, not corporate profits.
How to Open a Discovery FCU Credit Card in Berks County
Applying is simple and secure.
- Check eligibility. You can join the credit union if you:
- live in parts of Berks, Chester, or Montgomery counties;
- have a family or household member who’s already a member;
- work for a participating employer; or
- receive a complimentary membership to our partner association. Learn More.
- Choose your card. Select between Visa Classic or Visa Platinum based on your goals.
- Apply your way. Submit your application online or stop by our Wyomissing branch.
- Activate and enjoy. Once approved, activate your card and start earning CURewards® points with every purchase.
- Manage anytime. Check balances, make payments, and track rewards through mobile or online banking.
Frequently Asked Questions
We offer Visa Classic and Visa Platinum cards with low, non-variable rates, worldwide acceptance, and CURewards® points on every qualifying purchase.
Yes. Balance transfers are available to help you consolidate debt and save on interest.
Absolutely! Earn CURewards® points every time you shop, travel, or dine — then redeem them for travel, merchandise, or gift cards.
Yes. You can make payments, view balances, and track rewards through our online and mobile banking.
Most members receive approval within one business day, especially when applying online.
There are no annual or cash advance fees.
You can join the credit union if you:
- live in parts of Berks, Chester, or Montgomery counties;
- have a family or household member who’s already a member;
- work for a participating employer; or
- receive a complimentary membership to our partner association.
Your Local Credit Card Partner in Berks County
Discovery FCU is proud to serve Berks County residents with honest, affordable financial solutions — from credit cards to loans and checking accounts.
Join Discovery FCU today and experience what it’s like banking where you belong.
*APR = Annual Percentage Rate. All loans are subject to approval. View Account Details Here.