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Reward Yourself for Being Great at Gifting

With a Discovery FCU Visa® Credit Card, every purchase earns points that you can use toward your credit card bill,
put money in your pocket, or give to a charity that matters to you.

Plus, enjoy a low, everyday rate while you shop.

Apply Now

Holiday spending doesn’t have to make you go broke.

Start your holiday shopping drama free with one of our low-rate Visa® Credit Cards. Then celebrate well into the new year with great rewards.

Earn these CU Rewards from Discovery FCU:

Points 2 Cash¹

  • Deposit right into your Discovery checking or savings account
  • Receive a Statement Credit
  • Make Donations to Specific Charitable Organizations
    • Merchant Gift Cards
    • Real Time Booking and Travel Gift Cards
    • Merchandise

Building up points is easy!

Every dollar spent is one point and there are more opportunities to earn rewards made available throughout the year.

Working with local lenders means that we’ll work with you to try to get you into the best card for you.

Whether you’re just starting out or already know the ropes, we can talk you through the best choice of card and card limit. We have additional options for credit rebuilding also. Ask us about our secured cards!

Apply Now

No Fuss Low Rates!

Both our Visa Classic and Visa Platinum Credit Cards have a variety of benefits to power you with the financial management tools you need.

Platinum Card:

8.99% non variable APR² with limits up to $20,000.

Classic Card:

12.99% non variable APR² with limits up to $15,000.

Enjoy These Great Perks

No annual fee
No cash advance fee
Wolrdwide acceptance
Travel Insurance
Shop almost anywhere with Visa’s Zero Liability Purchase Policy³
The flexibility to make purchases, pay bills or get cash
Easy payment options online, by mail, or in-person
Manage your credit card information online with Discovery mobile and/or online banking
Quick and easy application process

Apply Today

¹The Points 2 Cash option requires a minimum of $25 or 2500 points. You can choose to receive your cash via your Discovery FCU checking or savings account. Deposits into your Discovery FCU accounts will take 10 business days. You can turn your cash into a statement credit. Statement credits take five business days to process. Or you can turn your cash into donations to specific charitable organizations. Donations will take ten business days to process. As of September 30, 2025 the charitable organizations are the Adalyn Rose Foundation, the Rudden Family Foundation, and ProBerco, but more will be added over time.

²APR = Annual Percentage Rate. View Account Details Here.

³Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use.

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