Skip Your Loan Payment

Take a break from your loan payment.

Skip Your Loan Payment

Discovery FCU offers a skip-a-payment program to qualifying members. If you are a member in good standing, you may be eligible to skip one month of loan payments per qualifying loan per year. Interest will continue to accrue on your loan and there is a $35.00 processing fee per request. Please submit your skip-a-payment request to the credit union at least five (5) business days before your loan payment due date.

Eligible Loans:
  • Auto Loan
  • Boat Loan
  • Adventure Loan
  • Other Vehicle Loan
  • Personal Loan
  • Holiday Loan
  • Vacation Loan
  • Lifestyle Loan
  • Share Secured Loan

How to Request a Skip-a-Payment 
  • Complete the  Skip-a-Payment Request Power Form online now. (This is a DocuSign power form. You will be asked to enter your name, e-mail address, last four digits of the primary member’s SSN and date of birth to begin signing the form.)
  • Call the credit union at 610.372.8010.
  • Send a secure message through online or mobile banking to request a Skip-a-Payment Request form be emailed to you for your electronic signature.


If you are struggling to make your loan payments, our skip-a-payment program might not be a good fit for you. Please contact the credit union to speak to a loan officer about our other options to help you. We’re here for you.

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Skip-a-Payment Terms and Conditions

By completing a Skip-a-Payment form you are requesting Discovery Federal Credit Union to advance your loan due date. You understand that the current balance of the loan is extended by the amount of the payment(s) skipped and that interest will continue to accrue on your loan balance throughout the deferred payment period, which may further extend the term of your loan. If there is more than one borrower on a loan, only one borrower is required to authorize a Skip-a-Payment request.

In order to request a Skip-a-Payment, all credit union accounts (deposit and loans) must be in good standing and requests must be submitted at least five business days prior to next loan due date. Most payments and loan terms are advanced automatically, however certain adjustments are made manually and changes may take time to be reflected properly. Skipping your payment(s) on an auto loan with GAP Insurance may affect the coverage calculation in the event of a total loss. Certain additional restrictions may apply and Discovery FCU reserves the right to deny any Skip-a-Payment.

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