How Can We Help You?

Skip Your Loan Payment

Take a break from your loan payment.

Skip Your Loan Payment

If you are a member in good standing (your account balance is positive, your loan is current, etc.) with an eligible Discovery FCU loan, you have the option to skip two months of loan payments per year. There is a $35.00 processing fee for each skipped payment. Not all loans qualify for this program.

Eligible Loans:
  • Auto Loan
  • Other Vehicle Loan
  • Recreational Vehicle Loan (RV, Boat, Travel Trailer, Motorhome, ATV & Other Recreational Vehicles)
  • Personal Loan (Lifestyle, Holiday, Vacation & Other Personal loans)
  • Share Secured Loan

Types of loans not listed above are not eligible for the skip-a-payment program.


How to Request a Skip-a-Payment 

To request to skip your loan payment, you must submit a Skip-a-Payment request form and the $35.00 processing fee at least five (5) business days before the due date of your loan.

You can submit your Skip-a-Payment request form online now using the applicable links below:

2024 Online Skip-a-Payment Request Form
(You will be asked personal identification questions to verify your identity) 

You also have the option to download, print, complete, and return to the credit union a Skip-a-Payment form using the links below:

2024 Skip-a-Payment Request Form PDF

If you are struggling to make your loan payments, our skip-a-payment program might not be a good fit for you. Please contact the credit union to speak to a loan officer about our other options to help you. We’re here for you.

discovery fcu loans

OUR MEMBERS LOVE US!

“I had the best experience opening my account and refinancing my vehicle.”

Bruce T.

Skip-a-Payment Terms and Conditions

By completing a Skip-a-Payment form you are requesting Discovery Federal Credit Union to advance your loan due date. You understand that the current balance of the loan is extended by the amount of the payment(s) skipped and that interest will continue to accrue on your loan balance throughout the deferred payment period, which may further extend the term of your loan. If there is more than one borrower on a loan, only one borrower is required to authorize a Skip-a-Payment request.

In order to request a Skip-a-Payment, all credit union accounts (deposit and loans) must be in good standing and requests must be submitted at least five business days prior to next loan due date. Most payments and loan terms are advanced automatically, however certain adjustments are made manually and changes may take time to be reflected properly. Skipping your payment(s) on an auto loan with GAP Insurance may affect the coverage calculation in the event of a total loss. Certain additional restrictions may apply and Discovery FCU reserves the right to deny any Skip-a-Payment.

You are now leaving Discovery FCU

Discovery FCU provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Discovery FCU, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL