Personal Loans

Get the cash you need for the things you want.


Personal Loan Special

We understand that our members may be facing unexpected expenses due to the COVID-19 pandemic and we have established a limited-time personal loan special to help assist you when times are tough. The entire loan process from beginning to end can be accomplished digitally. You never need to leave the safety and comfort of your home to apply for and receive a Discovery FCU personal loan.

Personal Loan Special
  • Rates as low as 2.99% APR*
  • Maximum loan amount is $5,000
  • Terms up to 36 months
  • Make no payments for 90 days
  • Electronic signatures accepted for loan closing




*APR = Annual Percentage Rate. Rates are based on credit worthiness, term of loan, direct deposit and electronic payments to/from your Discovery FCU account. Rates are subject to change at any time without notice. A sample personal loan payment for $5,000.00 at a 36 month term at 2.99% APR is $145.38.

Low Rate Visa Credit Cards

No annual fees & earn rewards

  • No balance transfer fees
  • No cash advance fees
  • Credit limits up to $20,000
  • 2.99% APR on balance transfer for the first six months
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Need a personal loan? Talk to us.

Fast, Affordable Loans to Help You Get the Things You Need

Whether you’re paying for a wedding, a dream vacation or covering unexpected medical expenses, we have a personal loan to fit your needs.

Personal Loan
  • Use the funds for anything you want or need
  • Loans up to $20,000
  • Terms up to 60 months
  • Make no payments for 90 days


Holiday/Vacation Personal Loan Special
  • Lower rates than our Personal Loan rates
  • Loans up to $5,000
  • Terms up to 36 month


Lifestyle Personal Loan

Loans for health-related expenses not covered by insurance, such as cosmetic & dental procedures, vision correction, fertility treatments and more.

  • Lower rates than our Personal Loan rates
  • Loans up to $15,000 for one or multiple procedures
  • Terms up to 60 months




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