Protecting Your Identity: Best Practices for Keeping Your Accounts Safe

Let’s face it—no one wants to deal with identity theft. It’s like inviting a raccoon into your house and hoping it won’t make a mess (spoiler alert: it will). But don’t worry! Keeping your personal and financial info safe doesn’t have to be a chore. With a few smart habits, you can lock down your accounts like a pro. And hey, we at Discovery Federal Credit Union have your back!

Ways to Stay Secure

  1. Get Creative with Your Passwords. Forget “password123” (seriously, just don’t). Instead, think of a favorite quote, mix in some numbers and symbols, and boom—you’ve got yourself a digital fortress. Bonus points if you use a password manager to keep track of them!
  2. Double Up with Two-Factor Authentication (2FA). This is like having a VIP bouncer for your accounts. Even if a sneaky hacker gets your password, 2FA adds an extra step to keep them out.
  3. Keep an Eye on Your Accounts. Checking your statements should be as routine as checking your social media (but with fewer cat videos). Set up alerts so you’ll know if anything fishy happens.
  4. Beware of Tricky Emails and Texts. If you get an email saying you’ve won a million dollars, sorry—it’s probably a scam. If a message asks for your personal info, be suspicious and don’t click on shady links.
  5. Update Your Devices Like a Pro. Think of software updates like vaccinations for your phone and computer. They keep security bugs away! Stay up to date, and you’ll stay safer.
  6. Say No to Public Wi-Fi. Free Wi-Fi is great for streaming, but not for logging into your bank account. If you must, use a VPN to keep your info under wraps.
  7. Shred It and Forget It. Identity thieves love dumpster diving. Shred those old bank statements and documents before tossing them out.


We’ve Got Your Back!
At Discovery Federal Credit Union, we take security seriously—so you don’t have to stress. If something doesn’t seem right, give us a call at 610-372-8010 or stop by our branch. We’re here to help keep your finances safe, sound, and secure!

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