Residential First Mortgage

Home is where the heart is. Let us help you get the home of your dreams.

We’re Here to Help You Purchase Your New Home

Discovery FCU offers our members over 200 different mortgage products through our partnership with First Heritage, a Credit Union Service Organization.

  • Conventional fixed-rate
  • FHA and VA
  • Refinance
  • Adjustable-rate
  • Remodeling Loan
  • Bridge Loan
  • Construction to Permanent
  • Piggyback
  • And more
Visit our Mortgage Center to Learn More Book an Appointment to talk to a Discovery FCU Loan Officer
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“I love Discovery FCU. Absolute favorite.”

Discovery helps make home ownership a reality.

What do I need to apply for a mortgage?

Once you start the application or pre-approval process, a friendly and experienced mortgage representative will help assist you and answer all of your questions. Here are a couple of helpful items you can start to get together to help you get ready for the application process:

  • W-2’s from the past two years, or two years of tax returns if self-employed.
  • Copy of most recent pay stubs covering the last thirty days.
  • Proof of assets (bank statements, 401(k) statements, IRA statements, etc.) Two months of bank or credit union account statements will be required.

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