Changes to Your Credit Card are Coming in August

You will receive a new & improved Visa Credit Card this August

New Visa Credit Cards are Coming in August

Discovery FCU is partnering with a new credit card processor to offer you an improved Visa Credit Card product. The conversion to the new processor will take place this August. All members with a Discovery FCU Visa Credit Card will receive a new Discovery FCU Visa Credit Card. (This is for Visa Credit Cards only and will not affect our Visa Debit Cards). Please know you will have uninterrupted use of your Discovery FCU Visa Credit Card during the conversion process.

Continue to Use Your Current Discovery FCU Visa Credit Card until You Can Activate Your New Card
You will be able to Activate Your New Card on August 21st

Your Visa Credit Card Number will Change

All cardholders and authorized users will have their own unique credit card numbers.

As an added security feature, each cardholder listed on your credit card account will have their own credit card number, rather than joint cardholders and authorized users sharing the same card number. This gives you the ability to keep active cards in use in a lost or stolen situation – only one card needs to be replaced, rather than all. You will continue to receive one statement delivered to the primary cardholder listed on the account.

Activate Your New Card on August 21st

After You Activate Your New Card, You’ll Need to Update Your Information
  • Update any automatic payments you have established using your old card number, such as gym memberships, Netflix, Amazon, etc.
  • Enroll your new card in your digital wallet.
  • Reestablish automatic payment information.

Please do not destroy your current Discovery FCU Visa Credit Card until your new card is activated on or after August 21st. 

Important Information

Your Card Information will Change

The primary cardholder, joint cardholders, and authorized users will receive:

  • A new account number
  • A new expiration date
  • A new CVV code

New Discovery FCU Credit Cards will be mailed in increments of two (2) in mid-August. If there is a primary cardholder and joint cardholder listed on the account, both cards will be mailed in the same mailer. If there are additional joint cardholders and/or authorized users on the account, they will be mailed separately in increments of two (2).

All individuals on the account will have unique card information. 

ScoreCard Rewards will Remain the Same
  • Your accumulated ScoreCard Rewards points will automatically transfer over to your new card.
  • You will continue to earn ScoreCard Rewards points on your new card as you did with your old card.
  • You can access and redeem your ScoreCard Rewards points at www.ScoreCardRewards.com.
The Look of Statements will Change 
  • Your statements will look different.
  • The primary member’s FICO score will now be displayed on your statement.
  • You will receive one monthly statement sent to the primary member associated with the account.
e-Statements will transfer over. You will not have to re-enroll in e-statements.

If you had e-statements for your old credit card, you will continue to receive e-statements with your new credit card. You do not need to re-enroll in e-statements.

New Payment Address

Starting on August 21st, send your payments to:

Discovery FCU Visa
PO Box 37603
Philadelphia, PA 19101-0603

Review your statements for your payment due date.

Your Low Fixed Rate will Remain the Same
  • Visa Platinum – non-variable rate – 8.99% APR*
  • Visa Classic – non-variable rate – 12.99% APR*
  • 2.99% APR* for the first six (6) months on balance transfers
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee

View Account Details

Enhanced Digital Experience

(The SecureLock Equip Mobile App is being Replaced with a New App)

If you use the SecurLock Equip mobile app with your Visa Credit Card now, it will no longer work when the credit card conversion is complete. Watch for details regarding a new mobile app that will be associated with your new Discovery FCU Visa Credit Card.

Update Your Mobile Wallets

You will need to enroll your new card in your mobile wallets. If you previously enrolled your old card in your mobile wallet, it will not work after August 21st. With our new cards, you can enroll in the following mobile wallets:

  • Apple Pay
  • Samsung Pay
  • Google Wallet
  • FitBit Pay
  • Garmin Pay
Update Your Automatic & Recurring Charges and/or Payments to Merchants using your Credit Card Information

(Gym memberships, Amazon, Cable Bill, etc.)

If you have automatic and/or recurring charges/payments set up with your old Discovery FCU Visa Credit Card information, you will need to update your information with your new card information once you have activated your card on August 21st. Your new Visa Credit Card includes a new card number, new expiration date, and a new CVV code.

Please do not update your information until your new card is activated on or after August 21st.

Automatic Payments to Pay your Discovery FCU Visa Credit Card

If you set up automatic payments to pay your Discovery FCU Visa Credit Card using our old credit card processor’s online account access service, eZCardInfo.com, this information will NOT automatically transfer over. Watch for details regarding our new credit card processor’s online & mobile banking account access platform. If you are unsure how your automatic payments are set up, please contact the credit union at 610.372.8010.

Update Your Bill Pay Service to Pay Your Discovery FCU Visa Credit Card

If you utilize a bill payment service to pay your Discovery FCU Visa Credit Card, you will need to update your Bill Pay account with your new Discovery FCU Visa Credit Card information. You will need to create a new payee with the new payment address.

Discovery FCU
PO Box 37603
Philadelphia, PA 19101-0603

Please do not update your information until your new card is activated on or after August 21st.

What Should I do with my Old Card?

After you receive and activate your new Discovery FCU Visa Credit Card on or after August 21st, please securely destroy your old Discovery FCU Visa Credit Card. You may also bring it to the credit union and we will shred it for you.

Please do not destroy your current Discovery FCU Visa Credit Card until your new card is activated on or after August 21st. 

Alerts

If you set up alerts using our old credit card processor’s online account access service, eZCardInfo.com, this information will NOT automatically transfer over. Watch for details on our new credit card processor’s online & mobile banking credit card access platform.

More Perks & Benefits!

You’ll continue to receive the same great benefits you currently have with your Discovery FCU Visa Credit Card, and with your New Discovery FCU Visa Credit Card, you’ll also have the following:

  • Additional Travel, Accident & Baggage Delay Insurance Coverages
  • A Credit Life & Disability Insurance Option
  • Annual Activity Summary
  • FICO Score on Statements
  • Digital Issuance
What will my new card look like?

Your new card will be EMV Chip Enabled and offer the ability for Contactless Payments.

Your new Discovery FCU Visa Credit Card will have flat printing, not embossed (raised numbers) and your name, card number, expiration date, and CVV number will be located on the back of the card.

 

The Visa Classic Credit Card will look like this:

 

The Visa Platinum Credit Card will look like this:

Watch Your Mailbox in August for your New Discovery FCU Visa Credit Card!

*APR = Annual Percentage Rate. View Account Details Here.

** Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use.

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