Low Rate Auto Loans

Put More Cash In Your Pocket

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Get a New Ride with a Low Monthly Payment

Rates as low as 3.49% APR*

When you’re ready to buy a used vehicle, make sure you get the best financing available. Discovery FCU offers competitive rates, affordable options, and added conveniences few financial institutions can match. The entire loan process from beginning to end can be accomplished digitally. You never need to leave the safety and comfort of your home to apply for and receive a Discovery FCU auto loan.

Loan Benefits Include:

  • Borrow up to $200,000
  • Rates as low as 3.49% APR*
  • Same low rates for used models year 2013 and newer
  • Terms up to 84 months
  • Apply for and close your loan online
  • Save thousands over the life of the loan
discovery fcu loans


“Everyone who I have ever interacted with at Discovery has been very courteous, professional, and extremely helpful!”

Refinancing is also available! Trade in your high-rate auto loan from another lender –

Loans as low as 3.49% APR*

View Current Rates

Check out our loan calculator to estimate your monthly loan payments.


Not a Member? You must be eligible for membership in the credit union to process your loan application. Discovery FCU is a community credit union serving all of Berks County, PA. If you live, work, worship, or attend school in Berks County, you’re eligible to become a member. Learn More.


*APR = Annual Percentage Rate. APR current as of 10/1/2022 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness, term of loan, amount of loan, direct deposit to Discovery FCU account, and automatic electronic payments from your Discovery FCU account. Other conditions may apply. A sample auto loan payment based on $10,000 at 3.49% APR and 36-month term is $292.98. Auto loan rates range from 3.49% to 10.99% APR, up to $200,000, and loan repayment periods range from 3 to 84 months.

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