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Low Rate Auto Loans

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Get a New Ride with a Low Monthly Payment

Rates as low as 2.49% APR*

When you’re ready to buy a used vehicle, make sure you get the best financing available. Discovery FCU offers competitive rates, affordable options, and added conveniences few financial institutions can match. The entire loan process from beginning to end can be accomplished digitally. You never need to leave the safety and comfort of your home to apply for and receive a Discovery FCU auto loan.

Loan Benefits Include:

  • Borrow up to $200,000
  • Rates as low as 2.49% APR*
  • Same low rates for used models year 2013 and newer
  • Terms up to 84 months
  • Apply for and close your loan online
  • Save thousands over the life of the loan

APPLY ONLINE NOW    Book an Appointment

discovery fcu loans

OUR MEMBERS LOVE US!

“I love Discovery FCU. Absolute favorite.”

Mary S.

Refinancing is also available! Trade in your high-rate auto loan from another lender –

AND GET UP TO $500 CASH!**

Loans as low as 2.49% APR*

View Current Rates

Check out our loan calculator to estimate your monthly loan payments.

 

Not a Member? You must be eligible for membership in the credit union to process your loan application. Discovery FCU is a community credit union serving all of Berks County, PA. If you live, work, worship, or attend school in Berks County, you’re eligible to become a member. Learn More.

 

*APR = Annual Percentage Rate. APR current as of 09/1/2022 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness, term of loan, amount of loan, direct deposit to Discovery FCU account, and automatic electronic payments from your Discovery FCU account. Other conditions may apply. A sample auto loan payment based on $10,000 at 2.49% APR and 36-month term is $288.57. Auto loan rates range from 2.49% to 10.49% APR, up to $200,000, and loan repayment periods range from 3 to 84 months.

 

**Cash Back Offer is a 1% Cash Back Refinance Loan Special offer good on auto or recreational vehicle loan refinances from another financial institution with a minimum balance of $10,000 only. Existing Discovery FCU debt is not eligible. 1% cash back will be paid on the final amount of the Discovery FCU loan, which can include extras, like Guaranteed Auto Protection and Extended Vehicle Warranty. The loan must stay open for at least six (6) months or cash back will be added to the payoff amount. Cash back will be paid on the execution of the final loan agreement.

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