Discover the Discovery FCU Difference

We do things differently at Discovery Federal Credit Union: we focus on the financial success of our members before we think of anything else. We find innovative ways to help our members achieve their goals – buying a car, heading off to college, remodeling a kitchen, opening a business or putting money aside for retirement.

We commit to each and every member at every level. We enhance our services to meet the changing needs of the people we serve, and we provide products that genuinely benefit our members.

As a member-owned and operated financial cooperative, the leadership and staff of Discovery serve you, not the commercial interests of a corporation. And since we, too, are members, we do our very best to provide our services with genuine concern for your financial well-being and a friendly smile.


Discovery FCU At-a-Glance

  • Serving Berks County since 1959
  • A non-profit financial cooperative owned by its membership
  • Convenient personal and business checking
  • Loans and credit cards to finance member aspirations
  • Savings products that earn more than commercial banks
  • Safe and secure investment options
  • Wide range of business banking services
  • Office, phone and online access
  • Online and in-branch financial counseling and assistance
  • NCUA-insured accounts, up to $250,000

The History of Discovery FCU

Discovery Federal Credit Union has been serving the greater Reading and Berks County region for more than half a century. Founded in 1959, the credit union has continuously grown in size, membership and capability, yet we maintain the value-driven, member-focused philosophy that sets us apart.

Our passion is helping our members achieve financial success. We can “think outside the box” to find innovative solutions to address the challenges our members face – now and tomorrow. And when we find solutions, we fashion them into financial products and services that are affordable, easily accessible and of true benefit to our members.

Wherever you are in your life’s journey, as a member of Discovery, we will be here for you every step of the way.


Open an IRA
federal credit union banking


“The staff is like family. I enjoy coming in they are so friendly and take time to listen if you’re not feeling well.
I truly tell friends what a nice and wonderful staff the credit union has.”


  • No monthly maintenance fees
  • Easy, convenient contribution options including direct deposit, account transfers, by mail or in person
  • Choose the IRA that fits your individual needs
  • Higher-rate IRA certificates available
  • Dividends compounded and paid monthly
  • A secure way to save for your retirement

Consult your tax adviser. Although the funds you contribute are not tax-deductible, earnings on your investment are tax-deferred, and withdrawals of your contributions and earnings, under certain conditions, are tax-free after five years.

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