Low Rate Personal Loans

Dream Big. Achieve your Goals.


Personal Loans for Home Projects, Student Loans, Car Purchases, Paying Off High-Debt Credit Cards & More

Whether you’re paying for a wedding, a dream vacation, or covering unexpected medical expenses, Discovery FCU personal loans are available to fit your needs.

  • Use the funds for anything you want or need
  • Rates as low as 6.99% APR*
  • The maximum loan amount is $40,000
  • Flexible repayment terms up to 60 months
  • Fast and easy application process
discovery fcu loans


“Everyone at Discovery is friendly and courteous. You are all the best.”

Personal loans can help get you the cash you need for the things you want.

View Current Rates

Check out our loan calculator to estimate your monthly loan payments.


Not a Member? You must be eligible for membership in the credit union to process your loan application. Discovery FCU is a community credit union serving all of Berks County, PA. If you live, work, worship, or attend school in Berks County, you’re eligible to become a member. Learn More.


APR = Annual Percentage Rate. The rate displayed is the lowest available rate and your rate may be higher. APRs are based on your creditworthiness, term of the loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. APR is accurate as of 08/01/2021 and is subject to change at any time without notice. A sample $5,000.00 loan payment at 6.99% APR at a 60-month term is $98.98. Rates range from 6.99% to 14.99% APR, and loan terms range from 24 to 60 months.

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