The MORE Share Certificate

Get MORE with these Share Certificate Rates

Discovery FCU wants to help you afford life, that’s why we give you a variety of share certificate terms, a low minimum deposit of $100, and great rates to help your money grow.


Term APY* APR**
6 month*** 5.00% 4.89%
9 month *** 5.00% 4.89%
12 month*** 5.00% 4.89%
18 month*** 4.50% 4.41%
24 month*** 4.50% 4.41%
36 month*** 4.00% 3.93%
48 month*** 4.00% 3.93%
60 month*** 4.00% 3.93%

It’s easy to open an account today!
Stop by the branch, open online, or make an appointment.

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* Dividend Rate is as of 1/1/2024 and subject to change.
** Annual Percentage Yield – assumes dividends remain on deposit and subject to change.
*** Fixed rate for the term of Certificate. Minimum balance requirement of $100. Early withdrawal penalties may apply.

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