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Open an Account in Less than 5 minutes – Online

You can join Discovery FCU in less than five minutes using our simple and easy-to-use online account opening process. Here’s what you will need:

  1.   Driver’s license or state-issued ID
  2.   Social Security number
  3.   A method to fund your account – $5.00 minimum deposit for a new membership
      •   Credit card
      •   Debit card
      •   Transfer from another credit union/bank account (you’ll need the account number and routing number handy)

If you’re using a mobile device to open your account, you’ll be able to take a photo of your ID to prefill your personal information. If you’re using a PC, you can scan your ID or take a picture of it and save it to your PC to upload to the application. Either way – it’s super easy and convenient!




Questions, Need Help? Call us at 610.372.8010

Membership Eligibility 

As a community credit union, if you live, work, attend school, or worship in Berks County, Pennsylvania, you’re eligible to join.



Immediate family members of Discovery FCU members are also eligible to join. Immediate family members include a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and any adoptive relationship.



Save for the Future

Basic Savings

A $5.00 deposit opens the door to membership benefits – and is your first step to fulfilling your dreams.

  • Save for any need.
  • Leverage direct deposit to meet unique goals.
  • Earn competitive dividends and feel secure with NCUA insurance.
  • Custom savings options are also available.
Money Market Accounts

Earn competitive dividends with no monthly fees for balances over $2,500. You’ll benefit from a higher rate and can make unlimited in-person transactions.

Share Certificates

Enjoy a competitive dividend and NCUA insurance on your Share Certificate. It’s perfect if you have a fixed amount of money to set aside. Terms range from six to 60 months.

Individual Retirement Accounts (IRAs)

Social Security or 401(k) funds may not be enough. With an IRA, you can save for the future and gain potential tax benefits today. (Please consult with your tax advisor.) We offer Traditional, Roth, and Educational IRAs, with terms up to 60 months.

Youth Accounts

Encourage saving at an early age. A youth savings account establishes your child’s membership and builds good savings habits for a lifetime.



Credit Union Membership Eligibility

Discovery FCU is a community credit union serving all of Berks County, PA. If you live, work, worship or attend school in Berks County, you’re eligible to become a member.

Family Membership

Immediate family members of existing credit union members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings and adoptive relationships) are also eligible to join.



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