Open an Account in 5 Minutes or Less!

Our online application is quick & super easy.

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Open an Account in Less than 5 minutes – Online

You can join Discovery FCU in less than five minutes using our simple and easy-to-use online account opening process. Here’s what you will need:

  1.   Driver’s license or state-issued ID
  2.   Social Security number
  3.   A method to fund your account – $5.00 minimum deposit for a new membership
      •   Credit card
      •   Debit card
      •   Transfer from another credit union/bank account (you’ll need the account number and routing number handy)

If you’re using a mobile device to open your account, you’ll be able to take a photo of your ID to prefill your personal information. If you’re using a PC, you can scan your ID or take a picture of it and save it to your PC to upload to the application. Either way – it’s super easy and convenient!




Questions, Need Help? Call us at 610.372.8010

Discovery is here to serve our members every way we can.

Never Step Inside A Branch
(unless you want to)

Discovery Federal Credit Union has been serving the greater Reading and Berks County region since 1959. We’ve expanded in scope and size and our array of service options, including the safest, most innovative banking technology available.

Bank on your terms, anytime, from anywhere!

  • Access your accounts with easy Online and Mobile Banking.
  • Open and fund accounts online — including our Checking Accounts!
  • Get help buying a car or home.
  • Save for a rainy day.
  • Take care of it all online!

Discover a place where digital banking has always been a breeze.



Free Mobile App

Our Mobile App lets you take care of business wherever you are. Track balances, make transfers, deposit checks, apply for a loan, pay bills, and manage your debit and credit cards right from your smartphone.

We all love our phones. We get it! Why not take care of your banking the way you prefer to do business?


Basic Checking

Our Basic Checking offers the perfect way to make transactions safely and seamlessly. You’ll also save money with unlimited transactions, no minimum balance requirement, and no monthly maintenance fees. Simply make a transaction to your account at least once every six months. Our free debit card lets you shop with ease as well as our mobile wallet.

You’ll love the savings and convenience! Open your account online.


Great Rates & Easy Online App

Apply for a loan when it’s convenient for you — from the privacy of your home or office! We’ll take care of your request and get the funds to you as quickly as possible.

  • Apply easily and securely 24/7.
  • All decisions are made locally.

Fund your dreams with our easy online application.


Take the next step and open your account today!


Call or stop in for a complimentary review. We can help you to compare the costs of banking at your current institution to us. Our technology is superb, the fees are nominal, and we continually look for ways to help you achieve your dreams.


Discover it all! Click here to get started or call 610.372.8010.

Credit Union Membership Eligibility

Discovery FCU is a community credit union serving all of Berks County, PA. If you live, work, worship or attend school in Berks County, you’re eligible to become a member.

Family Membership

Immediate family members of existing credit union members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings and adoptive relationships) are also eligible to join.



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