Love Your Car, but Not the Payment?

Refinance Your Loan and Get up to $500.00 Cash Back*!


Summer Auto Loan Refinance Special!

Get up to $500.00* when you Refinance Your Loan with Discovery FCU

rates as low as 2.49% APR**


Now’s the time to trade in your high-rate auto loan from another financial institution. We offer the same low rates for model years 2013 and newer and flexible repayment terms up to 84 months. Refinance with Discovery FCU and you could:

  • Lower your monthly payments
  • Reduce your interest rate
  • Save thousands over the life of the loan
  • Make no payments for 90 days
  • Get up to $500.00 cash back* Hurry! Limited Time Offer

Get a Better Car Loan for You!

Auto Loan Rates as low as
2.49% APR**  up to 36 months
Get up to $500 Cash Back*
Make No Payments
for 90 Days
Additional Coverage Available: GAP & Extended Warranty Protection

Apply Today

Apply for a loan in a way that works best for you.

Apply Online in Minutes
Apply in Person
Apply over the Phone

What are you waiting for? Take Advantage of our Low Rates Today.

Call us at 610.372.8010.

Calculate how much you could save if you refinance your current auto loan.

Auto Loans as low as 2.49% APR**

Frequently Asked Questions


What do I need to apply?
  • Two recent pay stubs
  • Your current insurance card (you will need to add Discovery FCU as ‘loss payee’).
  • 10-day payoff. We can assist you with obtaining your 10-day payoff if needed.


What is the turnaround time?

If all required documents are submitted quickly, our typical turnaround time is one to two business days. We can also accommodate same-day financing needs.


Do I have to visit the credit union to apply and/or get the loan?

No. You can apply online, e-mail the necessary information and documents to your loan officer, and you can sign your loan documents electronically.

Member Perks for Your Ride

We’ve got you covered. We’re here for you before, during, and after your purchase.

Make sure you’re 100% covered with GAP insurance. Protect yourself if your car is stolen or damaged beyond repair. With GAP (Guaranteed Asset Protection) you’re covered for the “gap” between your vehicle’s value and the amount you owe on your loan if your vehicle is totaled or stolen and never recovered. Discovery FCU offers GAP Insurance for only $225.

Most major car repairs occur after the factory warranty period ends, which puts you on the hook for expensive repairs. Discovery teams up with Intercontinental Warranty Services (IWS) to provide you with affordable protection for your new or eligible pre-owned vehicle. You may save up to 50 percent off dealer pricing!

A Discovery-IWS Extended Vehicle Warranty includes:

  • Low or No deductible
  • Nationwide protection for new and eligible pre-owned cars 12 years old and newer and up to 125,000 miles on the odometer
  • Towing up to $100 (max per claim)
  • Roadside assistance up to $80 per incident – flat tire, fluid delivery, jump start, lock-out
  • Money when your vehicle is in the shop
    • Car rental up to $500 ($50/day up to 10 days)
    • Trip interruption expenses up to $300 ($100 a day up to 3 days)
    • Travel expenses up to $225
  • Warranty is transferable
  • Extended warranty increases vehicle resale value
  • Option for KeyGuard key/transponder replacement
  • Option for Accidental Loss Refund to protect against total loss due to collision or act of nature
  • Option for a Powersports warranty for motorcycles, All-Terrain Vehicles, personal watercraft and snowmobiles
  • Option to cancel within 60 days with 100 percent refund.

You may be eligible for Extended Vehicle Warranty coverage even if you don’t currently have a Discovery auto loan.

Contact a Discovery loan rep for more info: (610) 372-8010 or (800) 563-9383

Your security is very important to us. We’re pleased to offer you exclusive coverage for your new ride through TruStage Auto & Home Insurance at a discounted rate. Get More Information

**APR = Annual Percentage Rate. APR listed is subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness, term of loan, amount of loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. Other conditions may apply. A sample auto loan payment based on $10,000 at 2.49% APR and 36-month term is $288.57.

*Cash Back Refinance Offer good on vehicle refinances from another financial institution with a minimum balance of $10,000 only. Existing Discovery FCU debt is not eligible. 1% cash back will be paid on the final amount of the Discovery FCU loan, which can include extras, like Guaranteed Auto Protection and Extended Vehicle Warranty. The loan must stay open for at least six (6) months or cash back will be added to the payoff amount. Cash back will be paid on the execution of the final loan agreement.

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