Home Equity Line of Credit

Features:

  • 0.99% APR* for the first 6 months; 3.50% APR* after that
  • No Application Fees

Benefits:

  • Have funds available as you need them
  • Your credit limit is based on the equity you have in your home
  • Your credit line replenishes as you pay down the loan balance
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Disclosure

Advertised Home Equity Line of Credit APR applies to a minimum advance of $10,000, a loan-to-value ratio of 80% for a primary residence located in PA. Introductory rate of 0.99% APR will be in effect for six (6) billing cycles from credit line open date. After the discount rate expires, the line is subject to a Variable Rate which is based on the highest Prime Rate published in the Money Rates Section of the Wall Street Journal in effect on the expiration of any Introductory Rate Period, and subsequently, on the last day of each month (“Index”) plus 0% (“Margin”). The Index plus the Margin equals the Interest Rate. As of 04/01/2020 the Prime Rate was 3.25% APR. Your rate will never be lower than 3.50% APR. Property insurance is required. PA residences only. All lines are subject to approval and collateral evaluation. Fees and charges may apply.

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