Discovery FCU Loans and Credit Cards

More choices. Better rates. Fewer fees.

Discovery FCU is owned by its members. So we make our loans and credit cards as inexpensive as possible. Apply online, call or stop in to have one of our knowledgeable loan officers help you find the right financing.

  • Rates as low as 6.99%
  • Borrow up to $5,000
  • Terms up to 36 months
  • Flexible Payment Options
  • Financial Advice and Assistance
  • Quick and Easy Approvals

Auto Loan

Discovery puts you in the driver’s seat with competitive rates, affordable options, and free services like complimentary auto rental insurance.


Recreational Vehicle Loan

Discovery helps members travel in style with low-rate recreational vehicle financing.


Credit Cards

Buy what you want, when you want it, with a lower rate than a commercial bank. With a good payment history, you’ll also improve your credit rating.


Home Mortgage

Discovery is dedicated to making the dream of homeownership a reality for our members. We do that with competitive rates, fewer fees and friendly service.


Home Equity Loan

Need cash for remodeling or another worthy project? Use the funds you’ve built up in your home as collateral. Discovery keeps rates low for our members.


Personal Loan /Line of Credit

Discovery lends members money based on your good name and credit rating. Low rates and flexible terms make it easy to access cash.


Student Loan

Discovery supports member families with low-rate financing for private school, college or trade school.


Business Loan

Discovery provides affordable financing and Visa Merchant discounts to help your business succeed.


APPLY ONLINE NOW for Pre-approval of a Discovery Loan


APPLY ONLINE NOW for a Visa® Credit Card

discovery fcu loans


“The member service reps are always extremely helpful when you call the credit union. They are very friendly and professional. It’s like talking to a friend. They do a great job!! 😀”

federal credit union loans

When you need extra money, Discovery is here for you.

PHOTO: Young couple talking with a Discovery loan officer

Members must be 13 years of age or older to open a checking account. Primary account owners between the ages of 13 to 17 years of age MUST have an adult (person 18 years of age or older) listed as a joint owner on the account to open a checking account.

Checking (Interest) Maintenance Fee – $9.95/month
Fee is waived if all qualifications are met during the dividend period – minimum balance of $1,000.00, enrolled in e-statements & online banking, and have a least one direct deposit made to the account.

Checking (Basic) Account Inactivity Fee – $5.00/month
A Basic checking account is considered inactive if there has been no monetary transaction made to the account for six (6) consecutive months. Fees and/or dividends do not constitute activity. Fee is not applicable if the primary member on the account is under 21 years of age.

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