Love Your Car, but Not the Payment?

Refinance Your Auto Loan and Get up to $500.00 Cash Back!

REFINANCE NOW

Put more cash in your pocket when you Refinance Your Auto Loan with Discovery FCU

Refuse to Settle for a car payment that doesn’t meet your financial goals. Refinance now for a lower monthly payment and for a limited time, 1% Cash Back – up to $500.00!

Now’s the time to trade in your high-rate auto loans from another financial institution. Refinance with Discovery FCU and you could:

  • Lower your monthly payments
  • Reduce your interest rate
  • Save thousands over the life of the loan
  • Make no payments for 90 days
  • Get up to $500.00 cash back* Hurry! Limited Time Offer

*Cash Back Refinance Offer good on vehicle refinances from another financial institution with a minimum balance of $10,000 only. Existing Discovery FCU debt is not eligible. 1% cash back will be paid on the final amount of the Discovery FCU loan, which can include extras, like Guaranteed Auto Protection and Extended Vehicle Warranty. The loan must stay open for at least six (6) months or cash back will be added to the payoff amount. Cash back will be paid on the execution of the final loan agreement.

Calculate how much you could save if you refinance your current auto loan.
Frequently Asked Questions (FAQ)

What do I need to apply?

  • Two recent pay stubs
  • Your current insurance card (you will need to add Discovery FCU as ‘loss payee’).
  • 10-day payoff. We can assist you with obtaining your 10-day payoff if needed.

What is the turnaround time?

If all required documents are submitted quickly, our typical turnaround time is one to two business days. We can also accommodate same-day financing needs.

Do I have to visit the credit union to apply and/or get the loan?

No. You can apply online, e-mail the necessary information and documents to your loan officer, and you can sign your loan documents electronically.

**APR = Annual Percentage Rate. APR listed is subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness, term of loan, amount of loan, direct deposit to a Discovery FCU account, and automatic electronic payments from your Discovery FCU account. Other conditions may apply. A sample auto loan payment based on $10,000 at 2.49% APR and 36-month term is $288.57.  Auto loan rates range from 2.49% to 10.49% APR, up to $200,000, and loan repayment periods range from 3 to 84 months. Borrow up to $200,000.00. See Discovery FCU for more details. 

**Cash Back Offer is a 1% Cash Back Refinance Loan Special offer good on auto or recreational vehicle loan refinances from another financial institution with a minimum balance of $10,000 only. Existing Discovery FCU debt is not eligible. 1% cash back will be paid on the final amount of the Discovery FCU loan, which can include extras, like Guaranteed Auto Protection and Extended Vehicle Warranty. The loan must stay open for at least six (6) months or cash back will be added to the payoff amount. Cash back will be paid on the execution of the final loan agreement.

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