Member Value

Discover The Savings!


$3,395,418 million reasons why Discovery FCU membership is the smart choice.

  • Discovery helps you make the most of your money!
  • Could you save even MORE?
  • More Products = More Savings!
federal credit union banking


“Discovery’s member service sets them apart from the rest.”

We have over

60 years

of experience


Million Saved

10,000 +

Happy Members

50,000 +

Surcharge-free ATM’s

Average Savings by Account Type

On average, Discovery members saved $454 each last year just by having their accounts with Discovery versus a leading bank. If your membership savings amount was more than that, congratulations! You’re likely making good use of your Discovery savings. But would you like to be saving more? If you saved less than $454 you may not be taking full advantage of all that your membership can offer.

The more you have with us, the more you save

Our market research demonstrates that the easiest way to save more is to do more with us. We know that the deeper our financial relationship is with you, the more you save. Members with one Discovery account saved an average of $35 annually, whereas members with seven accounts saved an average of $2,423.

The Membership advantage

Thank you for being a member! Unlike a bank, we’re a not-for-profit, member-owned cooperative dedicated to the financial well-being of our members. Whether your financial goals include a new home, a car, a dream vacation or a secure retirement, Discovery is here to help. Plus, you get the exceptional service and genuine care you deserve.

Visit or call us at 610.372.8010 to learn more.

Home Equity Loans

Estimated savings over the past year:



Estimated savings over the past year:


Vehicle Loans

Estimated savings over the past year:


Other Loans

Estimated savings over the past year:



Estimated savings over the past year:


Money Market Accounts

Estimated savings over the past year:




What does my estimated, annualized savings amount reflect?
The amount listed on your personalized savings report represents the sum of all of your individual account savings amounts. It reflects the difference between what you paid or earned in interest, fees, or rebates at Discovery and what you may have paid or earned on average for comparable accounts at leading banks in your assigned market area. The amounts listed are for illustrative purposes only and do NOT constitute a cash payout, dividend, or bonus.


What fees are included in the Fee Benefit calculation?
The only fees included in the calculation are recurring account maintenance fees. We did not include penalty or “occasional” fees such as overdraft fees, stop payment fees, foreign item fees, etc. Discovery has very few account maintenance fees so your membership really helps you save big in the fee area.


Where did you get the data?
We partnered with Informa Research Services, Inc., Calabasas, CA,, to conduct this research. We compared market rates using financial data from 1/14/2020. Although the information Informa provided us has been obtained from banks themselves, neither Discovery nor Informa can guarantee absolute accuracy as rates can change without notice.

Rate Benefit
The rate benefit is the difference between your personal account rate and the average bank account rate for your assigned market area.

Account Balance
The definition varies by account type as follows:

  • For open loans, we used your current account balance
    (Rate Benefit × Account Balance) + Fees
  • For term loans, we used your original balance (12-month cumulative interest savings based on rate benefit, original balance and term of loan)
  • For Deposits, we used your current balance
    (Rate Benefit × Account Balance) + Fees

Fee Benefit
The fee benefit represents the difference between the average bank account maintenance fee for your assigned market area and Discovery account maintenance fee for a comparable account.



Start saving more today! Follow the steps below to maximize your membership benefits.

Steps to Saving

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